Vitals
  • Total Assets
    30.0M 4.0 %
  • Total Deposits
    26.5M 4.0 %
  • Total Net Loans
    19.5M -0.7 %
  • Net Income
    125000.0000 -30.6 %
  • Book Value
    3.4M 3.8 %
  • Book Value x2
    6.8M 3.8 %
  • Book Value x3
    10.2M 3.8 %
ROAA

.421

ROAE

3.753

Efficiency Ratio

81.269

Net Interest Margin

3.595

Balance Sheet Highlights
Financial Highlights Flora Savings Bank All Insured Savings Banks in Illinois
Balance Sheet $(000)
Total Assets 29,997 195,050
Total Net Loans 19,472 114,901
Total Deposits 26,542 161,023
Total Equity 3,391 27,476
Profitability
Net Income 125 898
Return on Average Assets .421 .337
Return on Average Equity 3.753 2.298
Net Interest Margin 3.595 3.045
Efficiency Ratio 81.269 87.927
Noninterest Income/Revenue -.079 32.531
Balance Sheet Ratios
Loan-to-Deposit 73.363 72.189
Securities/Assets .239 .221
Total Equity/Total Assets .113 .141
Tangible Equity/Tangible Assets .113 .139
Capital Adequacy
Tier 1 Common Capital 3,348 26,867
Tier 1 Capital 3,348 26,867
Tier 2 Capital 120 1,017
Total Capital 3,468 27,983
Total Risk Weighted Assets 17,306 100,995
Leverage Ratio 11.21 13.345
Common Equity Tier 1 Capital Ratio 19.35 29.704
Tier 1 Capital Ratio 19.35 29.704
Total Capital Ratio 20.04 30.713

Timeline for Flora Savings Bank

Flora Savings Bank

Flora Savings Bank was established 120 years ago and is currently headquartered in Flora, IL.

Jan 01 1904
Relationships Role Relationship Start Relationship End
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