Vitals
  • Total Assets
    429.5M 0.2 %
  • Total Deposits
    367.2M 0.4 %
  • Total Net Loans
    277.9M -3.0 %
  • Net Income
    4.1M -19.8 %
  • Book Value
    38.0M -1.1 %
  • Book Value x2
    76.0M -1.1 %
  • Book Value x3
    113.9M -1.1 %
ROAA

1.276

ROAE

14.3

Efficiency Ratio

58.856

Net Interest Margin

4.056

Balance Sheet Highlights
Financial Highlights The Wayne County National Bank Of Wooster All Insured Commercial Banks in Ohio
Balance Sheet $(000)
Total Assets 429,462 371,424
Total Net Loans 277,913 695,179
Total Deposits 367,196 248,832
Total Equity 37,976 42,126
Profitability
Net Income 4,115 14,292
Return on Average Assets 1.276 1.258
Return on Average Equity 14.3 11.464
Net Interest Margin 4.056 4.079
Efficiency Ratio 58.856 64.558
Noninterest Income/Revenue 16.167 23.951
Balance Sheet Ratios
Loan-to-Deposit 75.685 82.85
Securities/Assets .266 1.593
Total Equity/Total Assets .088 .113
Tangible Equity/Tangible Assets .087 -1.929
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 36,905 32,977
Tier 2 Capital 3,857 19,175
Total Capital 40,762 38,072
Total Risk Weighted Assets 308,489 264,399
Leverage Ratio 8.57 10.011
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 11.96 15.82
Total Capital Ratio 13.21 17.203

Timeline for The Wayne County National Bank Of Wooster

National City Bank

The Wayne County National Bank Of Wooster was acquired by National City Bank 19 years

View Profile Dec 11 2004

National City Corporation

National City Corporation became a new parent organization for The Wayne County National Bank Of Wooster.

View Profile Oct 05 2004

Chippewa Valley Title Agency, Inc.

Chippewa Valley Title Agency, Inc. became a new subsidiary organization for The Wayne County National Bank Of Wooster.

View Profile Mar 31 2001

First Savings And Loan Company, F.A.

Acquisition: The Wayne County National Bank Of Wooster acquired a new subsidiary, First Savings And Loan Company, F.A., 32 years

View Profile Jul 20 1991

The Citizens Bank

Acquisition: The Wayne County National Bank Of Wooster acquired a new subsidiary, The Citizens Bank, 37 years

View Profile Dec 15 1986

Want to see more?

Complete timeline for The Wayne County National Bank Of Wooster is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
National City Bank Buyer 131,594,152 Pooling of Interests Discontinued 12/11/2004
First Savings And Loan Company, F.A. Seller 107,407 Failure 7/20/1991
The Citizens Bank Seller 10,814 Discontinued 12/15/1986
The Farmers Bank Seller Discontinued 12/27/1971
Relationships Role Relationship Start Relationship End
National City Corporation Parent 10/5/2004 12/10/2004
Wayne Bancorp, Inc. Parent 4/30/1986 10/4/2004
Chippewa Valley Title Agency, Inc. Subsidary 3/31/2001 12/10/2004
Wayne National Corporation Subsidary 4/30/1986 3/30/2001
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