Vitals
  • Total Assets
    525.3M -4.2 %
  • Total Deposits
    419.7M 1.6 %
  • Total Net Loans
    207.1M -10.7 %
  • Net Income
    4.6M 54.2 %
  • Book Value
    30.8M 12.5 %
  • Book Value x2
    61.6M 12.5 %
  • Book Value x3
    92.4M 12.5 %
ROAA

1.795

ROAE

29.495

Efficiency Ratio

41.261

Net Interest Margin

3.854

Balance Sheet Highlights
Financial Highlights The Richland Trust Company All Insured Commercial Banks in Ohio
Balance Sheet $(000)
Total Assets 525,341 249,726
Total Net Loans 207,086 233,292
Total Deposits 419,705 192,156
Total Equity 30,791 24,411
Profitability
Net Income 4,635 51,738
Return on Average Assets 1.795 1.606
Return on Average Equity 29.495 10.356
Net Interest Margin 3.854 3.78
Efficiency Ratio 41.261 70.185
Noninterest Income/Revenue 17.701 16.224
Balance Sheet Ratios
Loan-to-Deposit 49.341 83.468
Securities/Assets .437 5.514
Total Equity/Total Assets .059 .098
Tangible Equity/Tangible Assets .057 -6.007
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 30,063 22,004
Tier 2 Capital 3,196 3,641
Total Capital 33,259 24,482
Total Risk Weighted Assets 254,265 172,307
Leverage Ratio 5.73 10.185
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 11.82 15.545
Total Capital Ratio 13.08 16.767

Timeline for The Richland Trust Company

The Park National Bank

The Richland Trust Company was acquired by The Park National Bank 15 years

View Profile Aug 30 2008

Richland Investments, Inc.

Richland Investments, Inc. became a new subsidiary organization for The Richland Trust Company.

View Profile Nov 30 1991

Park National Corporation

Park National Corporation became a new parent organization for The Richland Trust Company.

View Profile Feb 28 1987

Keycorp

Keycorp became a new parent organization for The Richland Trust Company.

View Profile Sep 03 1985

Mid-Ohio Building Corporation

Acquisition: The Richland Trust Company acquired a new subsidiary, Mid-Ohio Building Corporation , 47 years

View Profile Jul 01 1976

Want to see more?

Complete timeline for The Richland Trust Company is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Park National Bank Buyer 7,300,582 Pooling of Interests Discontinued 8/30/2008
Mid-Ohio Building Corporation Seller Discontinued 7/1/1976
Relationships Role Relationship Start Relationship End
Park National Corporation Parent 2/28/1987 8/29/2008
Keycorp Parent 9/3/1985 2/27/1987
Centran Corporation Parent 12/31/1980 9/2/1985
Centran Corporation Parent 6/30/1972 12/30/1980
Mid-Ohio Banc-Shares, Inc. Parent 6/12/1970 6/29/1972
Richland Investments, Inc. Subsidary 6/30/2007 8/8/2008
Richland Investments, Inc. Subsidary 11/30/1991 6/29/2007
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