The Richland Trust Company
Mansfield, OH — Domestic Branch of a Domestic Bank
Acquired Aug 2008
Net Income Analysis
( % relative to Total Revenue )
Income Statement | The Richland Trust Company | All Insured Commercial Banks in Ohio |
Interest and Fees on Loans | 7,689 | 7,895 |
Income from Lease Financing Receivables | 3 | 42,261 |
29 | 1,796 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 15 | 717 |
Income on Loans and Leases (TE) | 7,707 | 7,925 |
Investment Interest Income (TE) | 6,353 | 5,130 |
Total Interest Income (TE) | 14,562 | 7,348 |
Total Interest Expense | 5,084 | 3,046 |
Net Interest Income (TE) | 9,478 | 4,304 |
Non-Interest Income | 3,132 | 1,423 |
Adjusted Operating Income (TE) | 12,610 | 5,545 |
Non-interest Expense | 5,203 | 3,482 |
Provision for Loan & Lease Losses | 385 | 93,553 |
Pretax Operating Income (TE) | 7,022 | 74,497 |
Pretax Net Operating Income (TE) | 7,080 | 77,985 |
Applicable Income Taxes | 2,417 | 33,825 |
Net Operating Income | 4,635 | 51,738 |
Net Income | 4,635 | 51,738 |
Cash Dividends Declared | 3,700 | 26,607 |
Retained Earnings | 935 | 38,631 |