Vitals
  • Total Assets
    526.3M 5.1 %
  • Total Deposits
    460.2M 7.6 %
  • Total Net Loans
    383.9M 4.7 %
  • Net Income
    5.3M 6.5 %
  • Book Value
    55.4M 6.8 %
  • Book Value x2
    110.8M 6.8 %
  • Book Value x3
    166.2M 6.8 %
ROAA

1.041

ROAE

9.885

Efficiency Ratio

65.297

Net Interest Margin

4.389

Balance Sheet Highlights
Financial Highlights Providence Bank & Trust All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 526,299 290,894
Total Net Loans 383,920 191,278
Total Deposits 460,152 246,407
Total Equity 55,386 31,125
Profitability
Net Income 5,348 2,670
Return on Average Assets 1.041 .919
Return on Average Equity 9.885 8.247
Net Interest Margin 4.389 3.499
Efficiency Ratio 65.297 67.9
Noninterest Income/Revenue 12.817 16.598
Balance Sheet Ratios
Loan-to-Deposit 83.433 72.669
Securities/Assets .181 .191
Total Equity/Total Assets .105 .107
Tangible Equity/Tangible Assets .1 .103
Capital Adequacy
Tier 1 Common Capital 54,678 29,670
Tier 1 Capital 54,678 29,720
Tier 2 Capital 5,729 2,112
Total Capital 60,407 31,905
Total Risk Weighted Assets 457,122 212,461
Leverage Ratio 10.26 10.62
Common Equity Tier 1 Capital Ratio 11.96 16.313
Tier 1 Capital Ratio 11.96 16.329
Total Capital Ratio 13.21 17.341

Timeline for Providence Bank & Trust

Providence Financial Corporation

Providence Financial Corporation became a new parent organization for Providence Bank & Trust.

View Profile Oct 01 2014

Greenchoice Bank, Fsb

Acquisition: Providence Bank & Trust acquired a new subsidiary, Greenchoice Bank, Fsb, 9 years

View Profile Jul 26 2014

Providence Bank & Trust

Providence Bank & Trust was established 19 years ago and is currently headquartered in South Holland, IL.

Sep 20 2004
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Greenchoice Bank, Fsb Seller 70,286 Failure 7/26/2014
Relationships Role Relationship Start Relationship End
Providence Financial Corporation Parent 10/1/2014
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