The Piedmont Bank Financial Statements & Health Reports

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Vitals

ROAA

.936

ROAE

Efficiency Ratio

Net Interest Margin

Balance Sheet Highlights

Financial Highlights	The Piedmont Bank	All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets	552,238	256,123
Total Net Loans	462,492	160,108
Total Deposits	466,504	221,413
Total Equity	62,051	27,434
Profitability
Net Income	4,741	2,812
Return on Average Assets	.936	.99
Return on Average Equity	7.938	8.811
Net Interest Margin	4.106	4.031
Efficiency Ratio	58.565	72.067
Noninterest Income/Revenue	8.448	19.316
Balance Sheet Ratios
Loan-to-Deposit	99.14	70.662
Securities/Assets	.038	.165
Total Equity/Total Assets	.112	.107
Tangible Equity/Tangible Assets	.104	.105
Capital Adequacy
Tier 1 Common Capital	51,266	26,376
Tier 1 Capital	51,266	26,452
Tier 2 Capital	4,814	1,919
Total Capital	56,080	28,453
Total Risk Weighted Assets	496,452	174,280
Leverage Ratio	9.83	10.62
Common Equity Tier 1 Capital Ratio	10.33	16.191
Tier 1 Capital Ratio	10.33	16.286
Total Capital Ratio	11.3	17.433

Piedmont Bancorp, Inc. became a new parent organization for The Piedmont Bank.

View Profile Jul 01 2009

The Piedmont Bank was established 17 years ago and is currently headquartered in Norcross, GA.

Nov 06 2006

Relationships	Role	Relationship Start	Relationship End
Piedmont Bancorp, Inc.	Parent	7/1/2009

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