Vitals
  • Total Assets
    216.5M -4.7 %
  • Total Deposits
    197.2M -5.3 %
  • Total Net Loans
    103.7M 13.8 %
  • Net Income
    2.7M 15.0 %
  • Book Value
    18.8M 2.2 %
  • Book Value x2
    37.6M 2.2 %
  • Book Value x3
    56.4M 2.2 %
ROAA

1.22

ROAE

14.124

Efficiency Ratio

64.321

Net Interest Margin

4.061

Balance Sheet Highlights
Financial Highlights The Pecos County State Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 216,457 358,087
Total Net Loans 103,713 213,533
Total Deposits 197,216 308,027
Total Equity 18,798 38,740
Profitability
Net Income 2,736 3,845
Return on Average Assets 1.22 1.025
Return on Average Equity 14.124 9.415
Net Interest Margin 4.061 3.773
Efficiency Ratio 64.321 66.762
Noninterest Income/Revenue 16.729 16.375
Balance Sheet Ratios
Loan-to-Deposit 52.589 65.494
Securities/Assets .44 .214
Total Equity/Total Assets .087 .108
Tangible Equity/Tangible Assets .082 .104
Capital Adequacy
Tier 1 Common Capital 18,786 37,278
Tier 1 Capital 18,786 37,303
Tier 2 Capital 1,348 2,526
Total Capital 20,134 39,866
Total Risk Weighted Assets 112,746 237,367
Leverage Ratio 8.67 10.563
Common Equity Tier 1 Capital Ratio 16.66 18.073
Tier 1 Capital Ratio 16.66 18.097
Total Capital Ratio 17.86 19.169

Timeline for The Pecos County State Bank

Sanderson State Bank

Acquisition: The Pecos County State Bank acquired a new subsidiary, Sanderson State Bank, 15 years

View Profile Dec 13 2008

Pecos County Bancshares, Inc.

Pecos County Bancshares, Inc. became a new parent organization for The Pecos County State Bank.

View Profile Jan 31 1984

The Pecos County State Bank

The Pecos County State Bank was established 96 years ago and is currently headquartered in Fort Stockton, TX.

May 11 1928
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Sanderson State Bank Seller 38,217 Failure 12/13/2008
Relationships Role Relationship Start Relationship End
Pecos County Bancshares, Inc. Parent 1/31/1984
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