Vitals
  • Total Assets
    164.1M -0.5 %
  • Total Deposits
    131.8M -2.3 %
  • Total Net Loans
    92.6M 6.9 %
  • Net Income
    -198000.0000 -281.7 %
  • Book Value
    23.3M -0.4 %
  • Book Value x2
    46.5M -0.4 %
  • Book Value x3
    69.8M -0.4 %
ROAA

-.485

ROAE

-3.409

Efficiency Ratio

125.91

Net Interest Margin

2.645

Balance Sheet Highlights
Financial Highlights The Northampton Co-Operative Bank All Insured Commercial Banks in Massachusetts
Balance Sheet $(000)
Total Assets 164,112 1,103,660
Total Net Loans 92,551 795,572
Total Deposits 131,817 875,562
Total Equity 23,256 111,900
Profitability
Net Income -198 2,021
Return on Average Assets -.485 .52
Return on Average Equity -3.409 5.246
Net Interest Margin 2.645 3.15
Efficiency Ratio 125.91 78.252
Noninterest Income/Revenue 13.191 17.514
Balance Sheet Ratios
Loan-to-Deposit 70.212 87.512
Securities/Assets .291 .143
Total Equity/Total Assets .142 .101
Tangible Equity/Tangible Assets .142 .089
Capital Adequacy
Tier 1 Common Capital 22,758 98,707
Tier 1 Capital 22,758 99,024
Tier 2 Capital 480 9,116
Total Capital 23,238 108,125
Total Risk Weighted Assets 88,581 788,700
Leverage Ratio 13.98 10.128
Common Equity Tier 1 Capital Ratio 25.69 15.596
Tier 1 Capital Ratio 25.69 15.643
Total Capital Ratio 26.23 16.645

Timeline for The Northampton Co-Operative Bank

Greenfield Co-Operative Bank

The Northampton Co-Operative Bank was acquired by Greenfield Co-Operative Bank 9 years

View Profile Apr 01 2015

Ncb Security Corporation, Inc.

Ncb Security Corporation, Inc. became a new subsidiary organization for The Northampton Co-Operative Bank.

View Profile Jan 13 2006

Ncb Security Corporation Ii

Ncb Security Corporation Ii became a new subsidiary organization for The Northampton Co-Operative Bank.

View Profile Jan 13 2006

The Northampton Co-Operative Bank

The Northampton Co-Operative Bank was established 135 years ago and is currently headquartered in Northampton, MA.

Jan 01 1889
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Greenfield Co-Operative Bank Buyer 567,881 Acquisition Discontinued 4/1/2015
Relationships Role Relationship Start Relationship End
Ncb Security Corporation, Inc. Subsidary 1/13/2006 3/31/2015
Ncb Security Corporation Ii Subsidary 1/13/2006 3/31/2015
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