The Northampton Co-Operative Bank
Northampton, MA — Domestic Branch of a Domestic Bank
Acquired Apr 2015
Net Income Analysis
( % relative to Total Revenue )
Income Statement | The Northampton Co-Operative Bank | All Insured Commercial Banks in Massachusetts |
Interest and Fees on Loans | 911 | 8,144 |
Income from Lease Financing Receivables | — | 7 |
— | 57 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 30 |
Income on Loans and Leases (TE) | 911 | 8,269 |
Investment Interest Income (TE) | 174 | 1,067 |
Total Interest Income (TE) | 1,099 | 9,412 |
Total Interest Expense | 112 | 1,051 |
Net Interest Income (TE) | 987 | 8,258 |
Non-Interest Income | 167 | 1,998 |
Adjusted Operating Income (TE) | 1,154 | 10,244 |
Non-interest Expense | 1,453 | 7,193 |
Provision for Loan & Lease Losses | — | 61 |
Pretax Operating Income (TE) | -299 | 2,985 |
Pretax Net Operating Income (TE) | -299 | 3,042 |
Applicable Income Taxes | -101 | 841 |
Net Operating Income | -198 | 2,022 |
Net Income | -198 | 2,021 |
Cash Dividends Declared | — | 378 |
Retained Earnings | -198 | 1,349 |