Vitals
  • Total Assets
    173.5M 6.1 %
  • Total Deposits
    140.3M 14.0 %
  • Total Net Loans
    131.8M 10.0 %
  • Net Income
    1.6M 67.0 %
  • Book Value
    17.0M 8.2 %
  • Book Value x2
    34.0M 8.2 %
  • Book Value x3
    51.0M 8.2 %
ROAA

.985

ROAE

9.68

Efficiency Ratio

72.245

Net Interest Margin

3.551

Balance Sheet Highlights
Financial Highlights Cornerstone Bank All Insured Commercial Banks in Kansas
Balance Sheet $(000)
Total Assets 173,458 161,058
Total Net Loans 131,759 97,183
Total Deposits 140,347 131,657
Total Equity 17,009 18,008
Profitability
Net Income 1,605 1,663
Return on Average Assets .985 .954
Return on Average Equity 9.68 8.443
Net Interest Margin 3.551 3.683
Efficiency Ratio 72.245 68.374
Noninterest Income/Revenue 3.266 15.013
Balance Sheet Ratios
Loan-to-Deposit 93.881 72.321
Securities/Assets .116 .241
Total Equity/Total Assets .098 .112
Tangible Equity/Tangible Assets .098 .109
Capital Adequacy
Tier 1 Common Capital 17,326 17,454
Tier 1 Capital 17,326 17,457
Tier 2 Capital 1,734 1,279
Total Capital 19,060 18,771
Total Risk Weighted Assets 137,955 112,595
Leverage Ratio 10.18 11.048
Common Equity Tier 1 Capital Ratio 12.56 16.94
Tier 1 Capital Ratio 12.56 16.949
Total Capital Ratio 13.82 18.109

Timeline for Cornerstone Bank

Cornerstone Bank

Cornerstone Bank was established 22 years ago and is currently headquartered in Overland Park, KS.

Oct 26 2001

Cornerstone Bancshares, Inc.

Cornerstone Bancshares, Inc. became a new parent organization for Cornerstone Bank.

View Profile Oct 26 2001
Relationships Role Relationship Start Relationship End
Cornerstone Bancshares, Inc. Parent 10/26/2001
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