Vitals
  • Total Assets
    955.9M 10.2 %
  • Total Deposits
    854.0M 10.6 %
  • Total Net Loans
    670.9M 12.4 %
  • Net Income
    8.0M 2.8 %
  • Book Value
    75.5M 11.1 %
  • Book Value x2
    150.9M 11.1 %
  • Book Value x3
    226.4M 11.1 %
ROAA

.869

ROAE

11.223

Efficiency Ratio

66.924

Net Interest Margin

3.388

Balance Sheet Highlights
Financial Highlights The Lyons National Bank All Insured Commercial Banks in New York
Balance Sheet $(000)
Total Assets 955,903 1,637,033
Total Net Loans 670,895 1,047,955
Total Deposits 854,006 1,296,950
Total Equity 75,510 187,165
Profitability
Net Income 8,010 13,254
Return on Average Assets .869 .773
Return on Average Equity 11.223 7.506
Net Interest Margin 3.388 3.19
Efficiency Ratio 66.924 65.064
Noninterest Income/Revenue 20.388 18.239
Balance Sheet Ratios
Loan-to-Deposit 78.559 73.986
Securities/Assets .209 .167
Total Equity/Total Assets .079 .114
Tangible Equity/Tangible Assets .072 .109
Capital Adequacy
Tier 1 Common Capital 74,570 154,500
Tier 1 Capital 79,498 155,066
Tier 2 Capital 7,852 9,750
Total Capital 87,350 168,084
Total Risk Weighted Assets 707,893 1,138,832
Leverage Ratio 8.47 10.188
Common Equity Tier 1 Capital Ratio 10.53 16.458
Tier 1 Capital Ratio 11.23 16.551
Total Capital Ratio 12.34 17.647

Timeline for The Lyons National Bank

Lnb Life Agency, Inc.

Lnb Life Agency, Inc. became a new subsidiary organization for The Lyons National Bank.

View Profile Feb 18 2003

Lyons Realty Associates Corp.

Lyons Realty Associates Corp. became a new subsidiary organization for The Lyons National Bank.

View Profile Jun 01 2001

Lyons Bancorp, Inc.

Lyons Bancorp, Inc. became a new parent organization for The Lyons National Bank.

View Profile Sep 30 1987

The Lyons National Bank

The Lyons National Bank was established 159 years ago and is currently headquartered in Lyons, NY.

Jan 01 1865
Relationships Role Relationship Start Relationship End
Lyons Bancorp, Inc. Parent 9/30/1987
Lyons Realty Associates Corp. Subsidary 6/30/2007
Lnb Life Agency, Inc. Subsidary 6/30/2007 12/21/2011
Lyons Realty Associates Corp. Subsidary 6/1/2001 6/29/2007
Lnb Life Agency, Inc. Subsidary 2/18/2003 6/29/2007
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