The Lyons National Bank
Lyons, NY — National Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | The Lyons National Bank | All Insured Commercial Banks in New York |
Interest and Fees on Loans | 27,546 | 41,190 |
Income from Lease Financing Receivables | — | 11 |
153 | 99 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 79 | 52 |
Income on Loans and Leases (TE) | 27,625 | 41,538 |
Investment Interest Income (TE) | 5,298 | 6,772 |
Total Interest Income (TE) | 33,320 | 51,262 |
Total Interest Expense | 3,780 | 6,465 |
Net Interest Income (TE) | 29,540 | 44,373 |
Non-Interest Income | 8,533 | 11,435 |
Adjusted Operating Income (TE) | 38,073 | 60,531 |
Non-interest Expense | 25,480 | 38,074 |
Provision for Loan & Lease Losses | 1,100 | 2,203 |
Pretax Operating Income (TE) | 11,493 | 19,351 |
Pretax Net Operating Income (TE) | 11,963 | 20,027 |
Applicable Income Taxes | 3,116 | 5,930 |
Net Operating Income | 8,015 | 13,255 |
Net Income | 8,010 | 13,254 |
Cash Dividends Declared | 3,595 | 2,280 |
Retained Earnings | 4,415 | 7,706 |