Vitals
  • Total Assets
    108.5M 7.8 %
  • Total Deposits
    90.9M 12.0 %
  • Total Net Loans
    74.6M 25.9 %
  • Net Income
    1.2M 0.5 %
  • Book Value
    17.4M 1.4 %
  • Book Value x2
    34.8M 1.4 %
  • Book Value x3
    52.3M 1.4 %
ROAA

1.113

ROAE

6.813

Efficiency Ratio

59.574

Net Interest Margin

5.196

Balance Sheet Highlights
Financial Highlights The Jefferson Bank All Insured Commercial Banks in Mississippi
Balance Sheet $(000)
Total Assets 108,514 525,484
Total Net Loans 74,611 348,104
Total Deposits 90,912 440,088
Total Equity 17,421 60,485
Profitability
Net Income 1,214 5,177
Return on Average Assets 1.113 .911
Return on Average Equity 6.813 8.357
Net Interest Margin 5.196 3.971
Efficiency Ratio 59.574 70.327
Noninterest Income/Revenue 12.58 22.171
Balance Sheet Ratios
Loan-to-Deposit 82.07 71.665
Securities/Assets .252 .197
Total Equity/Total Assets .161 .115
Tangible Equity/Tangible Assets .16 .102
Capital Adequacy
Tier 1 Common Capital 17,473 52,498
Tier 1 Capital 17,473 52,598
Tier 2 Capital 1,046 3,510
Total Capital 18,519 56,103
Total Risk Weighted Assets 82,802 380,206
Leverage Ratio 15.17 10.71
Common Equity Tier 1 Capital Ratio 21.1 16.284
Tier 1 Capital Ratio 21.1 16.342
Total Capital Ratio 22.37 17.377

Timeline for The Jefferson Bank

First National Bank

Acquisition: The Jefferson Bank acquired a new subsidiary, First National Bank, 13 years

View Profile Jun 05 2010

Jefferson Agency, The

Jefferson Agency, The became a new subsidiary organization for The Jefferson Bank.

View Profile Sep 27 2000

Southeast Arkansas Bank Corporation

Southeast Arkansas Bank Corporation became a new parent organization for The Jefferson Bank.

View Profile May 30 1997

The Jefferson Bank

The Jefferson Bank was established 123 years ago and is currently headquartered in Greenville, MS.

Jan 03 1901
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First National Bank Seller 60,449 Failure 6/5/2010
Relationships Role Relationship Start Relationship End
Southeast Arkansas Bank Corporation Parent 1/22/1998
Southeast Arkansas Bank Corporation Parent 7/11/1997 1/21/1998
Southeast Arkansas Bank Corporation Parent 5/30/1997 7/10/1997
Jefferson Agency, The Subsidary 6/30/2007
Jefferson Agency, The Subsidary 9/27/2000 6/29/2007
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