Vitals
  • Total Assets
    229.1M 0.1 %
  • Total Deposits
    194.2M -2.4 %
  • Total Net Loans
    101.3M -3.2 %
  • Net Income
    3.2M 13.3 %
  • Book Value
    23.0M 8.0 %
  • Book Value x2
    46.0M 8.0 %
  • Book Value x3
    69.1M 8.0 %
ROAA

1.457

ROAE

14.311

Efficiency Ratio

70.028

Net Interest Margin

5.034

Balance Sheet Highlights
Financial Highlights The James Polk Stone Community Bank All Insured Commercial Banks in New Mexico
Balance Sheet $(000)
Total Assets 229,087 339,861
Total Net Loans 101,287 173,600
Total Deposits 194,151 292,057
Total Equity 23,024 32,782
Profitability
Net Income 3,166 4,263
Return on Average Assets 1.457 1.173
Return on Average Equity 14.311 11.107
Net Interest Margin 5.034 3.853
Efficiency Ratio 70.028 66.802
Noninterest Income/Revenue 20.093 16.429
Balance Sheet Ratios
Loan-to-Deposit 52.169 55.841
Securities/Assets .269 .309
Total Equity/Total Assets .101 .096
Tangible Equity/Tangible Assets .101 .094
Capital Adequacy
Tier 1 Common Capital 23,024 32,911
Tier 1 Capital 23,024 32,911
Tier 2 Capital 1,509 2,368
Total Capital 24,533 35,303
Total Risk Weighted Assets 120,194 207,548
Leverage Ratio 10.28 10.492
Common Equity Tier 1 Capital Ratio 19.16 19.329
Tier 1 Capital Ratio 19.16 19.329
Total Capital Ratio 20.41 20.505

Timeline for The James Polk Stone Community Bank

James Polk Stone Community Bancshares, Inc.

James Polk Stone Community Bancshares, Inc. became a new parent organization for The James Polk Stone Community Bank.

View Profile Sep 02 1980

The James Polk Stone Community Bank

The James Polk Stone Community Bank was established 119 years ago and is currently headquartered in Portales, NM.

Jul 30 1906
Relationships Role Relationship Start Relationship End
James Polk Stone Community Bancshares, Inc. Parent 9/2/1980
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