Vitals
  • Total Assets
    228.7M 4.8 %
  • Total Deposits
    201.2M 6.6 %
  • Total Net Loans
    141.3M 2.9 %
  • Net Income
    3.0M 22.3 %
  • Book Value
    21.2M 0.6 %
  • Book Value x2
    42.4M 0.6 %
  • Book Value x3
    63.6M 0.6 %
ROAA

1.381

ROAE

13.887

Efficiency Ratio

42.828

Net Interest Margin

2.809

Balance Sheet Highlights
Financial Highlights The Home Trust & Savings Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 228,703 198,346
Total Net Loans 141,269 133,864
Total Deposits 201,237 165,124
Total Equity 21,213 22,060
Profitability
Net Income 3,035 2,310
Return on Average Assets 1.381 1.15
Return on Average Equity 13.887 9.92
Net Interest Margin 2.809 3.587
Efficiency Ratio 42.828 60.34
Noninterest Income/Revenue 1.947 13.494
Balance Sheet Ratios
Loan-to-Deposit 70.2 77.091
Securities/Assets .295 .197
Total Equity/Total Assets .093 .111
Tangible Equity/Tangible Assets .093 .107
Capital Adequacy
Tier 1 Common Capital 21,886 21,135
Tier 1 Capital 21,886 21,140
Tier 2 Capital 1,927 1,625
Total Capital 23,813 22,777
Total Risk Weighted Assets 153,674 151,308
Leverage Ratio 9.8 10.944
Common Equity Tier 1 Capital Ratio 14.24 15.631
Tier 1 Capital Ratio 14.24 15.631
Total Capital Ratio 15.5 16.675

Timeline for The Home Trust & Savings Bank

Htb Financial Corporation

Htb Financial Corporation became a new subsidiary organization for The Home Trust & Savings Bank.

View Profile Nov 04 1994

Htb, Inc.

Htb, Inc. became a new parent organization for The Home Trust & Savings Bank.

View Profile Oct 19 1989

The Home Trust & Savings Bank

The Home Trust & Savings Bank was established 124 years ago and is currently headquartered in Osage, IA.

Dec 01 1899
Relationships Role Relationship Start Relationship End
Htb, Inc. Parent 10/19/1989
Htb Financial Corporation Subsidary 11/4/1994 12/31/1995
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