Vitals
  • Total Assets
    309.6M 2.4 %
  • Total Deposits
    261.3M 0.3 %
  • Total Net Loans
    173.6M 7.3 %
  • Net Income
    1.8M 3.4 %
  • Book Value
    28.6M 1.5 %
  • Book Value x2
    57.2M 1.5 %
  • Book Value x3
    85.8M 1.5 %
ROAA

.599

ROAE

6.375

Efficiency Ratio

77.842

Net Interest Margin

3.349

Balance Sheet Highlights
Financial Highlights The Hastings City Bank All Insured Commercial Banks in Michigan
Balance Sheet $(000)
Total Assets 309,562 330,697
Total Net Loans 173,578 227,599
Total Deposits 261,277 278,247
Total Equity 28,596 33,935
Profitability
Net Income 1,843 3,589
Return on Average Assets .599 .954
Return on Average Equity 6.375 8.772
Net Interest Margin 3.349 3.821
Efficiency Ratio 77.842 71.925
Noninterest Income/Revenue 21.521 24.061
Balance Sheet Ratios
Loan-to-Deposit 66.435 76.845
Securities/Assets .238 .16
Total Equity/Total Assets .092 .103
Tangible Equity/Tangible Assets .091 .098
Capital Adequacy
Tier 1 Common Capital 26,359 32,553
Tier 1 Capital 26,359 32,664
Tier 2 Capital 1,286 2,479
Total Capital 27,645 35,133
Total Risk Weighted Assets 164,698 242,208
Leverage Ratio 8.57 10.341
Common Equity Tier 1 Capital Ratio 16 15.339
Tier 1 Capital Ratio 16 15.393
Total Capital Ratio 16.79 16.423

Timeline for The Hastings City Bank

Hcb Real Estate Holdings Llc

Hcb Real Estate Holdings Llc became a new subsidiary organization for The Hastings City Bank.

View Profile Jul 31 2012

Hcb Mortgage Company

Hcb Mortgage Company became a new subsidiary organization for The Hastings City Bank.

View Profile Jan 02 1998

Banin Corp.

Banin Corp. became a new subsidiary organization for The Hastings City Bank.

View Profile May 28 1996

Hcb Financial Corp.

Hcb Financial Corp. became a new parent organization for The Hastings City Bank.

View Profile Jan 01 1986

Farmers State Bank Of Middleville

Acquisition: The Hastings City Bank acquired a new subsidiary, Farmers State Bank Of Middleville, 49 years

View Profile Apr 01 1975

Want to see more?

Complete timeline for The Hastings City Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Farmers State Bank Of Middleville Seller 8,446 Discontinued 4/1/1975
Relationships Role Relationship Start Relationship End
Hcb Financial Corp. Parent 1/1/1986
Banin Corp. Subsidary 6/30/2007
Hcb Real Estate Holdings Llc Subsidary 7/31/2012
Hcb Mortgage Company Subsidary 6/30/2007 11/25/2013
Hcb Mortgage Company Subsidary 1/2/1998 6/29/2007
Banin Corp. Subsidary 5/28/1996 6/29/2007
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