The Harrison County Bank
Lost Creek, WV — Non-member Bank
Active
Vitals
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Total Assets106.1M 0.4 %
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Total Deposits95.6M 0.6 %
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Total Net Loans51.2M 1.9 %
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Net Income870000.0000 3.6 %
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Book Value10.0M -2.6 %
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Book Value x220.0M -2.6 %
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Book Value x330.0M -2.6 %
Balance Sheet Highlights
| Financial Highlights | The Harrison County Bank | All Insured Commercial Banks in West Virginia |
| Balance Sheet $(000) | ||
| Total Assets | 106,147 | 360,672 |
| Total Net Loans | 51,242 | 251,469 |
| Total Deposits | 95,640 | 299,214 |
| Total Equity | 9,996 | 38,258 |
| Profitability | ||
| Net Income | 870 | 3,285 |
| Return on Average Assets | .822 | .706 |
| Return on Average Equity | 8.292 | 6.418 |
| Net Interest Margin | 3.608 | 3.744 |
| Efficiency Ratio | 70.891 | 72.606 |
| Noninterest Income/Revenue | 15.338 | 20.548 |
| Balance Sheet Ratios | ||
| Loan-to-Deposit | 53.578 | 76.49 |
| Securities/Assets | .439 | .175 |
| Total Equity/Total Assets | .094 | .106 |
| Tangible Equity/Tangible Assets | .094 | .096 |
| Capital Adequacy | ||
| Tier 1 Common Capital | 10,854 | 35,874 |
| Tier 1 Capital | 10,854 | 36,036 |
| Tier 2 Capital | 465 | 2,393 |
| Total Capital | 11,319 | 38,423 |
| Total Risk Weighted Assets | 51,817 | 244,928 |
| Leverage Ratio | 10.18 | 10.924 |
| Common Equity Tier 1 Capital Ratio | 20.95 | 18.341 |
| Tier 1 Capital Ratio | 20.95 | 18.347 |
| Total Capital Ratio | 21.84 | 19.449 |
Timeline for The Harrison County Bank
Harrison Bankshares, Inc.
Harrison Bankshares, Inc. became a new parent organization for The Harrison County Bank.
View Profile May 16 1988The Harrison County Bank
The Harrison County Bank was established 114 years ago and is currently headquartered in Lost Creek, WV.
Feb 01 1911| Relationships | Role | Relationship Start | Relationship End |
| Harrison Bankshares, Inc. | Parent | 5/16/1988 |
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