Vitals
  • Total Assets
    110.7M -4.1 %
  • Total Deposits
    88.9M 4.0 %
  • Total Net Loans
    64.4M -15.0 %
  • Net Income
    10000.0000
  • Book Value
    6.4M -4.5 %
  • Book Value x2
    12.8M -4.5 %
  • Book Value x3
    19.2M -4.5 %
ROAA

.018

ROAE

.299

Efficiency Ratio

95.836

Net Interest Margin

2.705

Balance Sheet Highlights
Financial Highlights The Glouster Community Bank All Insured Commercial Banks in Ohio
Balance Sheet $(000)
Total Assets 110,715 316,630
Total Net Loans 64,364 679,703
Total Deposits 88,864 244,819
Total Equity 6,416 29,904
Profitability
Net Income 10 64,330
Return on Average Assets .018 1.91
Return on Average Equity .299 10.452
Net Interest Margin 2.705 3.89
Efficiency Ratio 95.836 70.151
Noninterest Income/Revenue 8.955 20.431
Balance Sheet Ratios
Loan-to-Deposit 72.43 84.363
Securities/Assets .301 3.621
Total Equity/Total Assets .058 .094
Tangible Equity/Tangible Assets .058 -5.2
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 7,190 27,876
Tier 2 Capital 479 17,217
Total Capital 7,669 31,505
Total Risk Weighted Assets 68,071 229,232
Leverage Ratio 6.5 10.563
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.56 16.14
Total Capital Ratio 11.27 17.336

Timeline for The Glouster Community Bank

The Citizens Savings Bank

The Glouster Community Bank was acquired by The Citizens Savings Bank 16 years

View Profile Jul 01 2007

United Bancorp, Inc.

United Bancorp, Inc. became a new parent organization for The Glouster Community Bank.

View Profile Jul 08 1998

Southern Ohio Community Bancorp.

Southern Ohio Community Bancorp. became a new parent organization for The Glouster Community Bank.

View Profile Nov 03 1984

The First National Bank Of Amesville

Acquisition: The Glouster Community Bank acquired a new subsidiary, The First National Bank Of Amesville, 47 years

View Profile Jul 01 1976

The Glouster Community Bank

The Glouster Community Bank was established 78 years ago and is currently headquartered in Lancaster, OH.

Sep 26 1945
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Citizens Savings Bank Buyer 423,971 Pooling of Interests Discontinued 7/1/2007
The First National Bank Of Amesville Seller 2,285 Discontinued 7/1/1976
Relationships Role Relationship Start Relationship End
United Bancorp, Inc. Parent 7/8/1998 6/30/2007
Southern Ohio Community Bancorp. Parent 11/3/1984 7/7/1998
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