Net Income Analysis ( % relative to Total Revenue )
Income Statement The Glouster Community Bank All Insured Commercial Banks in Ohio
Interest and Fees on Loans 2,657 22,834
Income from Lease Financing Receivables — 55,733
19 1,357
Estimated Tax Benefit from Tax-Exempt Loan Income — 629
Income on Loans and Leases (TE) 2,657 23,545
Investment Interest Income (TE) 781 5,616
Total Interest Income (TE) 3,477 10,033
Total Interest Expense 2,090 6,184
Net Interest Income (TE) 1,387 5,511
Non-Interest Income 342 2,576
Adjusted Operating Income (TE) 1,729 10,016
Non-interest Expense 1,657 4,719
Provision for Loan & Lease Losses 130 18,802
Pretax Operating Income (TE) — 100,620
Pretax Net Operating Income (TE) — 98,539
Applicable Income Taxes — 37,596
Net Operating Income 10 64,401
Net Income 10 64,330
Cash Dividends Declared — 71,625
Retained Earnings 10 17,881