Vitals
  • Total Assets
    227.1M 7.0 %
  • Total Deposits
    187.9M 8.6 %
  • Total Net Loans
    161.7M 3.3 %
  • Net Income
    3.4M 3.7 %
  • Book Value
    21.7M 6.3 %
  • Book Value x2
    43.4M 6.3 %
  • Book Value x3
    65.1M 6.3 %
ROAA

1.564

ROAE

15.759

Efficiency Ratio

55.948

Net Interest Margin

3.696

Balance Sheet Highlights
Financial Highlights The Garrett State Bank All Insured Commercial Banks in Indiana
Balance Sheet $(000)
Total Assets 227,061 606,548
Total Net Loans 161,669 409,621
Total Deposits 187,931 497,111
Total Equity 21,706 63,292
Profitability
Net Income 3,376 6,062
Return on Average Assets 1.564 .965
Return on Average Equity 15.759 9.027
Net Interest Margin 3.696 3.682
Efficiency Ratio 55.948 66.445
Noninterest Income/Revenue 6.508 20.436
Balance Sheet Ratios
Loan-to-Deposit 86.026 79.497
Securities/Assets .121 .184
Total Equity/Total Assets .096 .104
Tangible Equity/Tangible Assets .096 .098
Capital Adequacy
Tier 1 Common Capital 21,576 60,326
Tier 1 Capital 21,576 60,328
Tier 2 Capital 1,521 4,282
Total Capital 23,097 64,608
Total Risk Weighted Assets 121,529 442,958
Leverage Ratio 9.82 10.395
Common Equity Tier 1 Capital Ratio 17.75 15.27
Tier 1 Capital Ratio 17.75 15.27
Total Capital Ratio 19.01 16.399

Timeline for The Garrett State Bank

G.S.B. Financial Corporation

G.S.B. Financial Corporation became a new parent organization for The Garrett State Bank.

View Profile Apr 09 1984

The Garrett State Bank

The Garrett State Bank was established 130 years ago and is currently headquartered in Garrett, IN.

Nov 01 1893
Relationships Role Relationship Start Relationship End
G.S.B. Financial Corporation Parent 4/9/1984
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