Vitals
  • Total Assets
    80.2M 6.0 %
  • Total Deposits
    66.1M 2.2 %
  • Total Net Loans
    46.5M 1.8 %
  • Net Income
    243000.0000 -45.0 %
  • Book Value
    9.4M 9.7 %
  • Book Value x2
    18.9M 9.7 %
  • Book Value x3
    28.3M 9.7 %
ROAA

1.252

ROAE

10.668

Efficiency Ratio

75.456

Net Interest Margin

4.21

Balance Sheet Highlights
Financial Highlights The First State Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 80,248 171,168
Total Net Loans 46,499 101,074
Total Deposits 66,118 144,034
Total Equity 9,434 17,993
Profitability
Net Income 243 1,416
Return on Average Assets 1.252 1.424
Return on Average Equity 10.668 13.761
Net Interest Margin 4.21 4.272
Efficiency Ratio 75.456 69.753
Noninterest Income/Revenue 10.089 13.715
Balance Sheet Ratios
Loan-to-Deposit 70.327 65.062
Securities/Assets .286 .688
Total Equity/Total Assets .118 .105
Tangible Equity/Tangible Assets .116 -.097
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 9,019 16,314
Tier 2 Capital 653 1,114
Total Capital 9,672 17,429
Total Risk Weighted Assets 51,950 113,924
Leverage Ratio 11.64 10.285
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 17.36 16.913
Total Capital Ratio 18.62 17.897

Timeline for The First State Bank

First State Bank Central Texas

The First State Bank was acquired by First State Bank Central Texas 15 years

View Profile Jun 09 2008

Fsbg, Inc.

Fsbg, Inc. became a new parent organization for The First State Bank.

View Profile Dec 31 1996

First Central Union

First Central Union became a new parent organization for The First State Bank.

View Profile Nov 30 1984

The First State Bank

The First State Bank was established 85 years ago and is currently headquartered in Granger, TX.

Dec 31 1938
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First State Bank Central Texas Buyer 1,354,007 Acquisition Discontinued 6/9/2008
Relationships Role Relationship Start Relationship End
Fsbg, Inc. Parent 12/20/1998 6/8/2008
Fsbg, Inc. Parent 12/31/1996 12/19/1998
First Central Union Parent 4/30/1990 12/30/1996
First Central Union Parent 11/30/1984 4/29/1990
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