Efficiency Ratio Over Time
Efficiency Ratio The First State Bank All Insured Commercial Banks in Texas
03-31-2008 75.456 69.753
12-31-2007 63.253 68.047
09-30-2007 63.67 66.762
06-30-2007 63.912 66.933
03-31-2007 59.668 66.629
12-31-2006 67.28 66.288
09-30-2006 65.145 64.993
06-30-2006 65.292 65.249
03-31-2006 67.196 65.978
12-31-2005 61.296 67.153
09-30-2005 61.607 66.756
06-30-2005 61.297 67.031
03-31-2005 62.112 67.486
12-31-2004 63.179 69.184
09-30-2004 62.803 68.305
06-30-2004 64.993 68.807
03-31-2004 69.697 69.055
12-31-2003 64.931 69.41
09-30-2003 66.223 68.526
06-30-2003 66.102 68.452
03-31-2003 67.302 68.632
12-31-2002 56.281 67.534