Vitals
  • Total Assets
    319.9M 2.8 %
  • Total Deposits
    284.0M 0.5 %
  • Total Net Loans
    176.2M 6.3 %
  • Net Income
    3.4M 12.8 %
  • Book Value
    28.2M 1.0 %
  • Book Value x2
    56.4M 1.0 %
  • Book Value x3
    84.6M 1.0 %
ROAA

1.095

ROAE

11.565

Efficiency Ratio

57.329

Net Interest Margin

3.519

Balance Sheet Highlights
Financial Highlights The First National Bank Of Liberal All Insured Commercial Banks in Kansas
Balance Sheet $(000)
Total Assets 319,946 161,058
Total Net Loans 176,163 97,183
Total Deposits 284,027 131,657
Total Equity 28,203 18,008
Profitability
Net Income 3,378 1,663
Return on Average Assets 1.095 .954
Return on Average Equity 11.565 8.443
Net Interest Margin 3.519 3.683
Efficiency Ratio 57.329 68.374
Noninterest Income/Revenue 8.008 15.013
Balance Sheet Ratios
Loan-to-Deposit 62.023 72.321
Securities/Assets .391 .241
Total Equity/Total Assets .088 .112
Tangible Equity/Tangible Assets .088 .109
Capital Adequacy
Tier 1 Common Capital 29,585 17,454
Tier 1 Capital 29,585 17,457
Tier 2 Capital 1,853 1,279
Total Capital 31,438 18,771
Total Risk Weighted Assets 211,958 112,595
Leverage Ratio 9.6 11.048
Common Equity Tier 1 Capital Ratio 13.96 16.94
Tier 1 Capital Ratio 13.96 16.949
Total Capital Ratio 14.83 18.109

Timeline for The First National Bank Of Liberal

First Investment Corporation

First Investment Corporation became a new subsidiary organization for The First National Bank Of Liberal.

View Profile Jun 10 1996

Kansas Bank Corporation

Kansas Bank Corporation became a new parent organization for The First National Bank Of Liberal.

View Profile Jul 12 1972

First Agricultural Finance Corporation

First Agricultural Finance Corporation became a new subsidiary organization for The First National Bank Of Liberal.

View Profile Dec 31 1970

The First National Bank Of Liberal

The First National Bank Of Liberal was established 123 years ago and is currently headquartered in Liberal, KS.

Jul 13 1900
Relationships Role Relationship Start Relationship End
Kansas Bank Corporation Parent 12/31/1985
Kansas Bank Corporation Parent 12/31/1984 12/30/1985
Kansas Bank Corporation Parent 12/31/1982 12/30/1984
Kansas Bank Corporation Parent 12/31/1981 12/30/1982
Kansas Bank Corporation Parent 7/12/1972 12/30/1981
First Agricultural Finance Corporation Subsidary 12/31/1970 12/16/1999
First Investment Corporation Subsidary 6/10/1996 12/30/1998
Similar Organizations
Organization City State Total Assets
The National Bank Of Coxsackie
 		Coxsackie NY 298.4M
Classic Bank, National Association
 		Cameron TX 304.7M
First Federal Community Bank, National Association
 		Dover OH 296.1M
Tcm Bank, National Association
 		Tampa FL 306.0M
Champlain National Bank
 		Elizabethtown NY 306.7M
The State National Bank Of Big Spring
 		Big Spring TX 309.9M
One Bank & Trust, National Association
 		Little Rock AR 310.7M
The First National Bank Of Gilmer
 		Gilmer TX 310.0M
First National Bank
 		Hamilton AL 288.8M
First Robinson Savings Bank, National Association
 		Robinson IL 292.6M