Vitals
  • Total Assets
    20.9M -0.6 %
  • Total Deposits
    18.6M -1.9 %
  • Total Net Loans
    8.6M -6.3 %
  • Net Income
    196000.0000 90.3 %
  • Book Value
    2.3M 9.8 %
  • Book Value x2
    4.6M 9.8 %
  • Book Value x3
    6.9M 9.8 %
ROAA

1.241

ROAE

12.203

Efficiency Ratio

78.028

Net Interest Margin

4.749

Balance Sheet Highlights
Financial Highlights The First National Bank Of Chelsea All Insured Commercial Banks in Oklahoma
Balance Sheet $(000)
Total Assets 20,949 110,474
Total Net Loans 8,554 68,001
Total Deposits 18,613 91,811
Total Equity 2,291 10,958
Profitability
Net Income 196 1,526
Return on Average Assets 1.241 1.529
Return on Average Equity 12.203 15.787
Net Interest Margin 4.749 4.613
Efficiency Ratio 78.028 63.74
Noninterest Income/Revenue 25.657 12.071
Balance Sheet Ratios
Loan-to-Deposit 45.957 71.398
Securities/Assets .45 .629
Total Equity/Total Assets .109 .099
Tangible Equity/Tangible Assets .109 .022
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 2,395 10,837
Tier 2 Capital 113 757
Total Capital 2,508 11,632
Total Risk Weighted Assets 10,044 75,491
Leverage Ratio 11.42 10.233
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 23.85 15.743
Total Capital Ratio 24.97 16.795

Timeline for The First National Bank Of Chelsea

Lakeside State Bank

The First National Bank Of Chelsea was acquired by Lakeside State Bank 17 years

View Profile Dec 30 2006

The First National Bank Of Chelsea

The First National Bank Of Chelsea was established 123 years ago and is currently headquartered in Chelsea, OK.

Aug 31 1901
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Lakeside State Bank Buyer 67,280 Acquisition Discontinued 12/30/2006
Relationships Role Relationship Start Relationship End
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