The First National Bank Of Chelsea
Chelsea, OK — Domestic Branch of a Domestic Bank
Acquired Dec 2006
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | The First National Bank Of Chelsea | All Insured Commercial Banks in Oklahoma |
| Interest and Fees on Loans | 638 | 4,031 |
| Income from Lease Financing Receivables | — | 191 |
| 9 | 75 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | 5 | 38 |
| Income on Loans and Leases (TE) | 643 | 4,075 |
| Investment Interest Income (TE) | 277 | 970 |
| Total Interest Income (TE) | 962 | 5,264 |
| Total Interest Expense | 260 | 1,895 |
| Net Interest Income (TE) | 702 | 3,335 |
| Non-Interest Income | 332 | 723 |
| Adjusted Operating Income (TE) | 1,034 | 4,111 |
| Non-interest Expense | 807 | 2,539 |
| Provision for Loan & Lease Losses | 6 | 345 |
| Pretax Operating Income (TE) | 221 | 1,876 |
| Pretax Net Operating Income (TE) | 221 | 1,865 |
| Applicable Income Taxes | — | 1,737 |
| Net Operating Income | 196 | 1,526 |
| Net Income | 196 | 1,526 |
| Cash Dividends Declared | — | 1,427 |
| Retained Earnings | 196 | 1,652 |