Vitals
  • Total Assets
    52.8M 2.0 %
  • Total Deposits
    47.8M 1.8 %
  • Total Net Loans
    42.5M 10.0 %
  • Net Income
    98000.0000 880.0 %
  • Book Value
    4.2M 4.7 %
  • Book Value x2
    8.3M 4.7 %
  • Book Value x3
    12.5M 4.7 %
ROAA

.367

ROAE

4.762

Efficiency Ratio

79.23

Net Interest Margin

3.736

Balance Sheet Highlights
Financial Highlights The First National Bank Of Cedar Falls All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 52,795 91,162
Total Net Loans 42,533 61,402
Total Deposits 47,848 72,589
Total Equity 4,169 9,471
Profitability
Net Income 98 618
Return on Average Assets .367 1.236
Return on Average Equity 4.762 12.169
Net Interest Margin 3.736 3.881
Efficiency Ratio 79.23 59.974
Noninterest Income/Revenue 3.706 10.452
Balance Sheet Ratios
Loan-to-Deposit 88.892 81.224
Securities/Assets .115 .391
Total Equity/Total Assets .079 .104
Tangible Equity/Tangible Assets .079 .071
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 4,202 8,926
Tier 2 Capital 500 720
Total Capital 4,702 9,635
Total Risk Weighted Assets 42,049 65,833
Leverage Ratio 7.82 10.092
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.99 14.766
Total Capital Ratio 11.18 15.848

Timeline for The First National Bank Of Cedar Falls

First National Bank

The First National Bank Of Cedar Falls was acquired by First National Bank 18 years

View Profile Aug 20 2005

First Of Waverly Corporation

First Of Waverly Corporation became a new parent organization for The First National Bank Of Cedar Falls.

View Profile Aug 07 1998

The First National Bank Of Cedar Falls

The First National Bank Of Cedar Falls was established 107 years ago and is currently headquartered in Cedar Falls, IA.

May 23 1917
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First National Bank Buyer 348,776 Pooling of Interests Discontinued 8/20/2005
Relationships Role Relationship Start Relationship End
First Of Waverly Corporation Parent 8/7/1998 8/19/2005
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