The First National Bank Of Cedar Falls
Cedar Falls, IA — Domestic Branch of a Domestic Bank
Acquired Aug 2005
Net Income Analysis
( % relative to Total Revenue )
Income Statement | The First National Bank Of Cedar Falls | All Insured Commercial Banks in Iowa |
Interest and Fees on Loans | 1,365 | 1,942 |
Income from Lease Financing Receivables | — | 69 |
— | 37 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 19 |
Income on Loans and Leases (TE) | 1,365 | 1,955 |
Investment Interest Income (TE) | 81 | 493 |
Total Interest Income (TE) | 1,455 | 2,473 |
Total Interest Expense | 524 | 832 |
Net Interest Income (TE) | 931 | 1,641 |
Non-Interest Income | 56 | 289 |
Adjusted Operating Income (TE) | 987 | 1,928 |
Non-interest Expense | 782 | 1,127 |
Provision for Loan & Lease Losses | 32 | 122 |
Pretax Operating Income (TE) | 173 | 823 |
Pretax Net Operating Income (TE) | 173 | 824 |
Applicable Income Taxes | 75 | 184 |
Net Operating Income | 98 | 617 |
Net Income | 98 | 618 |
Cash Dividends Declared | — | 633 |
Retained Earnings | 98 | 471 |