Vitals
  • Total Assets
    148.3M -3.8 %
  • Total Deposits
    132.4M -4.6 %
  • Total Net Loans
    95.7M 0.2 %
  • Net Income
    1.7M -2.1 %
  • Book Value
    15.5M 3.2 %
  • Book Value x2
    31.0M 3.2 %
  • Book Value x3
    46.6M 3.2 %
ROAA

1.17

ROAE

11.137

Efficiency Ratio

70.029

Net Interest Margin

4.338

Balance Sheet Highlights
Financial Highlights The First National Bank Of Ballinger All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 148,320 358,087
Total Net Loans 95,654 213,533
Total Deposits 132,383 308,027
Total Equity 15,518 38,740
Profitability
Net Income 1,733 3,845
Return on Average Assets 1.17 1.025
Return on Average Equity 11.137 9.415
Net Interest Margin 4.338 3.773
Efficiency Ratio 70.029 66.762
Noninterest Income/Revenue 12.231 16.375
Balance Sheet Ratios
Loan-to-Deposit 72.256 65.494
Securities/Assets .156 .214
Total Equity/Total Assets .105 .108
Tangible Equity/Tangible Assets .097 .104
Capital Adequacy
Tier 1 Common Capital 14,827 37,278
Tier 1 Capital 14,827 37,303
Tier 2 Capital 1,227 2,526
Total Capital 16,054 39,866
Total Risk Weighted Assets 97,662 237,367
Leverage Ratio 10.18 10.563
Common Equity Tier 1 Capital Ratio 15.18 18.073
Tier 1 Capital Ratio 15.18 18.097
Total Capital Ratio 16.44 19.169

Timeline for The First National Bank Of Ballinger

Citizens Financial Services

Citizens Financial Services became a new subsidiary organization for The First National Bank Of Ballinger.

View Profile Feb 20 2009

Texas Country Bancshares, Inc.

Texas Country Bancshares, Inc. became a new parent organization for The First National Bank Of Ballinger.

View Profile Aug 28 2008

Tcb Delaware, Inc.

Tcb Delaware, Inc. became a new parent organization for The First National Bank Of Ballinger.

View Profile Jan 11 1997

The First National Bank Of Ballinger

The First National Bank Of Ballinger was established 137 years ago and is currently headquartered in Ballinger, TX.

Jun 29 1886
Relationships Role Relationship Start Relationship End
Texas Country Bancshares, Inc. Parent 8/28/2008
Tcb Delaware, Inc. Parent 1/11/1997 8/27/2008
Citizens Financial Services Subsidary 2/20/2009 2/1/2010
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