Vitals
  • Total Assets
    301.4M -1.7 %
  • Total Deposits
    256.1M -0.7 %
  • Total Net Loans
    174.0M 16.7 %
  • Net Income
    1.7M -45.7 %
  • Book Value
    35.2M -0.2 %
  • Book Value x2
    70.5M -0.2 %
  • Book Value x3
    105.7M -0.2 %
ROAA

.559

ROAE

4.657

Efficiency Ratio

73.496

Net Interest Margin

3.112

Balance Sheet Highlights
Financial Highlights The First Liberty National Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 301,373 358,087
Total Net Loans 173,977 213,533
Total Deposits 256,109 308,027
Total Equity 35,242 38,740
Profitability
Net Income 1,671 3,845
Return on Average Assets .559 1.025
Return on Average Equity 4.657 9.415
Net Interest Margin 3.112 3.773
Efficiency Ratio 73.496 66.762
Noninterest Income/Revenue 22.212 16.375
Balance Sheet Ratios
Loan-to-Deposit 67.931 65.494
Securities/Assets .295 .214
Total Equity/Total Assets .117 .108
Tangible Equity/Tangible Assets .117 .104
Capital Adequacy
Tier 1 Common Capital 35,749 37,278
Tier 1 Capital 35,749 37,303
Tier 2 Capital 1,958 2,526
Total Capital 37,707 39,866
Total Risk Weighted Assets 167,861 237,367
Leverage Ratio 12.02 10.563
Common Equity Tier 1 Capital Ratio 21.3 18.073
Tier 1 Capital Ratio 21.3 18.097
Total Capital Ratio 22.46 19.169

Timeline for The First Liberty National Bank

Flnb Insurance Agency Inc.

Flnb Insurance Agency Inc. became a new subsidiary organization for The First Liberty National Bank.

View Profile Jun 07 2000

Flnb Shares, Inc.

Flnb Shares, Inc. became a new parent organization for The First Liberty National Bank.

View Profile Jul 01 1995

First Liberty National Bancshares, Inc.

First Liberty National Bancshares, Inc. became a new parent organization for The First Liberty National Bank.

View Profile Sep 04 1973

The First Liberty National Bank

The First Liberty National Bank was established 111 years ago and is currently headquartered in Liberty, TX.

Jan 01 1913
Relationships Role Relationship Start Relationship End
First Liberty National Bancshares, Inc. Parent 5/3/2010
Flnb Shares, Inc. Parent 7/1/1995 5/2/2010
First Liberty National Bancshares, Inc. Parent 9/4/1973 6/30/1995
Flnb Insurance Agency Inc. Subsidary 6/30/2007
Flnb Insurance Agency Inc. Subsidary 6/7/2000 6/29/2007
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