Efficiency Ratio Over Time
Efficiency Ratio The First Liberty National Bank All Insured Commercial Banks in Texas
12-31-2016 73.496 66.762
09-30-2016 71.602 66.187
06-30-2016 69.457 66.286
03-31-2016 67.361 66.484
12-31-2015 66.625 67.473
09-30-2015 66.043 67.019
06-30-2015 66.854 67.62
03-31-2015 67.227 68.379
12-31-2014 64.879 67.933
09-30-2014 64.526 67.76
06-30-2014 64.216 68.348
03-31-2014 63.223 69.161
12-31-2013 64.985 70.01
09-30-2013 64.713 69.448
06-30-2013 64.502 70.111
03-31-2013 64.31 71.168
12-31-2012 58.781 70.289
09-30-2012 57.122 69.365
06-30-2012 57.02 69.7
03-31-2012 58.417 69.836
12-31-2011 57.851 71.203
09-30-2011 56.906 70.717
06-30-2011 56.027 71.672
03-31-2011 56.062 72.166
12-31-2010 60.998 72.798
09-30-2010 60.461 71.344
06-30-2010 61.021 71.672
03-31-2010 62.947 72.124
12-31-2009 59.574 72.899
09-30-2009 59.464 71.928
06-30-2009 59.738 72.628
03-31-2009 56.225 71.399
12-31-2008 56.813 70.933
09-30-2008 56.059 69.839
06-30-2008 55.662 70.152
03-31-2008 54.512 69.753
12-31-2007 58.658 68.047
09-30-2007 60.136 66.762
06-30-2007 63.654 66.933
03-31-2007 63.993 66.629
12-31-2006 60.361 66.288
09-30-2006 60.653 64.993
06-30-2006 61.158 65.249
03-31-2006 61.636 65.978
12-31-2005 60.199 67.153
09-30-2005 60.09 66.756
06-30-2005 60.227 67.031
03-31-2005 61.736 67.486
12-31-2004 57.457 69.184
09-30-2004 55.488 68.305
06-30-2004 56.501 68.807
03-31-2004 58.288 69.055
12-31-2003 54.335 69.41
09-30-2003 54.044 68.526
06-30-2003 53.812 68.452
03-31-2003 55.944 68.632
12-31-2002 52.4 67.534