Vitals
  • Total Assets
    292.6M -3.7 %
  • Total Deposits
    222.9M -0.7 %
  • Total Net Loans
    128.8M -8.6 %
  • Net Income
    4.2M 15.7 %
  • Book Value
    30.4M -10.5 %
  • Book Value x2
    60.8M -10.5 %
  • Book Value x3
    91.2M -10.5 %
ROAA

1.393

ROAE

11.972

Efficiency Ratio

66.521

Net Interest Margin

3.504

Balance Sheet Highlights
Financial Highlights The First Commonwealth Bank Of Prestonsburg, Inc. All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 292,624 275,102
Total Net Loans 128,761 177,820
Total Deposits 222,890 227,063
Total Equity 30,410 30,287
Profitability
Net Income 4,150 2,592
Return on Average Assets 1.393 .944
Return on Average Equity 11.972 8.074
Net Interest Margin 3.504 3.847
Efficiency Ratio 66.521 70.925
Noninterest Income/Revenue 22.221 17.219
Balance Sheet Ratios
Loan-to-Deposit 57.769 76.952
Securities/Assets .447 .219
Total Equity/Total Assets .104 .11
Tangible Equity/Tangible Assets .097 .107
Capital Adequacy
Tier 1 Common Capital 31,305 29,354
Tier 1 Capital 31,305 29,354
Tier 2 Capital 1,662 2,092
Total Capital 32,967 31,454
Total Risk Weighted Assets 149,531 190,479
Leverage Ratio 10.7 11.285
Common Equity Tier 1 Capital Ratio 20.94 17.115
Tier 1 Capital Ratio 20.94 17.115
Total Capital Ratio 22.05 18.174

Timeline for The First Commonwealth Bank Of Prestonsburg, Inc.

Family Bank Fsb

Acquisition: The First Commonwealth Bank Of Prestonsburg, Inc. acquired a new subsidiary, Family Bank Fsb, 13 years

View Profile Apr 22 2011

First Commonwealth Realty, Inc.

First Commonwealth Realty, Inc. became a new subsidiary organization for The First Commonwealth Bank Of Prestonsburg, Inc..

View Profile Mar 27 1989

First Prestonsburg Bancshares, Inc.

First Prestonsburg Bancshares, Inc. became a new parent organization for The First Commonwealth Bank Of Prestonsburg, Inc..

View Profile Jul 16 1982

The First Commonwealth Bank Of Prestonsburg, Inc.

The First Commonwealth Bank Of Prestonsburg, Inc. was established 120 years ago and is currently headquartered in Prestonsburg, KY.

May 12 1904
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Family Bank Fsb Seller 110,172 Acquisition Discontinued 4/22/2011
Relationships Role Relationship Start Relationship End
First Prestonsburg Bancshares, Inc. Parent 11/1/1999
First Prestonsburg Bancshares, Inc. Parent 10/15/1987 10/31/1999
First Prestonsburg Bancshares, Inc. Parent 11/25/1986 10/14/1987
First Prestonsburg Bancshares, Inc. Parent 9/19/1986 11/24/1986
First Prestonsburg Bancshares, Inc. Parent 7/16/1982 9/18/1986
First Commonwealth Realty, Inc. Subsidary 3/27/1989 8/31/2001
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