Vitals
  • Total Assets
    82.9M 5.1 %
  • Total Deposits
    69.6M 9.1 %
  • Total Net Loans
    46.4M -8.4 %
  • Net Income
    1.0M 15.4 %
  • Book Value
    7.7M 2.0 %
  • Book Value x2
    15.5M 2.0 %
  • Book Value x3
    23.2M 2.0 %
ROAA

1.665

ROAE

17.407

Efficiency Ratio

53.303

Net Interest Margin

2.948

Balance Sheet Highlights
Financial Highlights The Farmers And Merchants State Bank Of Virden, Illinois All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 82,938 185,178
Total Net Loans 46,435 126,478
Total Deposits 69,621 154,522
Total Equity 7,729 19,078
Profitability
Net Income 1,019 5,528
Return on Average Assets 1.665 1.131
Return on Average Equity 17.407 10.841
Net Interest Margin 2.948 3.677
Efficiency Ratio 53.303 67.285
Noninterest Income/Revenue 13.22 9.523
Balance Sheet Ratios
Loan-to-Deposit 66.697 76.02
Securities/Assets .273 .912
Total Equity/Total Assets .093 .103
Tangible Equity/Tangible Assets .093 -.033
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 7,729 17,576
Tier 2 Capital 400 1,383
Total Capital 8,129 19,003
Total Risk Weighted Assets 51,355 139,318
Leverage Ratio 9.46 10.391
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 15.05 15.04
Total Capital Ratio 15.83 16.026

Timeline for The Farmers And Merchants State Bank Of Virden, Illinois

Prairie State Bank And Trust

The Farmers And Merchants State Bank Of Virden, Illinois was acquired by Prairie State Bank And Trust 16 years

View Profile Dec 08 2007

American Central Bancorporation, Inc.

American Central Bancorporation, Inc. became a new parent organization for The Farmers And Merchants State Bank Of Virden, Illinois.

View Profile Nov 16 1982

The Farmers And Merchants State Bank Of Virden, Illinois

The Farmers And Merchants State Bank Of Virden, Illinois was established 113 years ago and is currently headquartered in Virden, IL.

Dec 19 1910
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Prairie State Bank And Trust Buyer 703,113 Pooling of Interests Discontinued 12/8/2007
Relationships Role Relationship Start Relationship End
American Central Bancorporation, Inc. Parent 12/29/2000 12/7/2007
American Central Bancorporation, Inc. Parent 12/31/1983 12/28/2000
American Central Bancorporation, Inc. Parent 11/16/1982 12/30/1983
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