Vitals
  • Total Assets
    690.5M -2.7 %
  • Total Deposits
    605.4M -1.5 %
  • Total Net Loans
    498.2M -3.6 %
  • Net Income
    10.5M -6.6 %
  • Book Value
    76.7M 0.4 %
  • Book Value x2
    153.5M 0.4 %
  • Book Value x3
    230.2M 0.4 %
ROAA

1.505

ROAE

13.825

Efficiency Ratio

61.564

Net Interest Margin

3.433

Balance Sheet Highlights
Financial Highlights Prairie State Bank And Trust All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 690,467 290,894
Total Net Loans 498,222 191,278
Total Deposits 605,386 246,407
Total Equity 76,726 31,125
Profitability
Net Income 10,519 2,670
Return on Average Assets 1.505 .919
Return on Average Equity 13.825 8.247
Net Interest Margin 3.433 3.499
Efficiency Ratio 61.564 67.9
Noninterest Income/Revenue 18.438 16.598
Balance Sheet Ratios
Loan-to-Deposit 82.298 72.669
Securities/Assets .216 .191
Total Equity/Total Assets .111 .107
Tangible Equity/Tangible Assets .106 .103
Capital Adequacy
Tier 1 Common Capital 76,726 29,670
Tier 1 Capital 76,726 29,720
Tier 2 Capital 5,150 2,112
Total Capital 81,876 31,905
Total Risk Weighted Assets 495,412 212,461
Leverage Ratio 10.99 10.62
Common Equity Tier 1 Capital Ratio 15.49 16.313
Tier 1 Capital Ratio 15.49 16.329
Total Capital Ratio 16.53 17.341

Timeline for Prairie State Bank And Trust

Farmers State Bank Of Fulton County

Acquisition: Prairie State Bank And Trust acquired a new subsidiary, Farmers State Bank Of Fulton County, 12 years

View Profile Dec 10 2011

The Bank

Acquisition: Prairie State Bank And Trust acquired a new subsidiary, The Bank, 16 years

View Profile Dec 08 2007

The Farmers And Merchants State Bank Of Virden, Illinois

Acquisition: Prairie State Bank And Trust acquired a new subsidiary, The Farmers And Merchants State Bank Of Virden, Illinois, 16 years

View Profile Dec 08 2007

Farmers And Traders State Bank Of Meredosia

Acquisition: Prairie State Bank And Trust acquired a new subsidiary, Farmers And Traders State Bank Of Meredosia, 23 years

View Profile Sep 21 2000

First Springfield Bank & Trust

Acquisition: Prairie State Bank And Trust acquired a new subsidiary, First Springfield Bank & Trust, 27 years

View Profile Jan 18 1997

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Complete timeline for Prairie State Bank And Trust is available.

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Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Farmers State Bank Of Fulton County Seller 62,415 Pooling of Interests Discontinued 12/10/2011
The Bank Seller 115,798 Pooling of Interests Discontinued 12/8/2007
The Farmers And Merchants State Bank Of Virden, Illinois Seller 82,938 Pooling of Interests Discontinued 12/8/2007
Farmers And Traders State Bank Of Meredosia Seller 32,770 Pooling of Interests Discontinued 9/21/2000
First Springfield Bank & Trust Seller 36,467 Pooling of Interests Discontinued 1/18/1997
Mt. Zion State Bank Seller 26,444 Failure 11/5/1988
Relationships Role Relationship Start Relationship End
American Central Bancorporation, Inc. Parent 3/23/2000
American Central Bancorporation, Inc. Parent 11/5/1988 3/22/2000