Vitals
  • Total Assets
    86.5M 8.5 %
  • Total Deposits
    69.7M 1.6 %
  • Total Net Loans
    63.4M 11.7 %
  • Net Income
  • Book Value
    12.1M 80.2 %
  • Book Value x2
    24.3M 80.2 %
  • Book Value x3
    36.4M 80.2 %
ROAA

ROAE

Efficiency Ratio

103.616

Net Interest Margin

4.777

Balance Sheet Highlights
Financial Highlights The Exchange Bank All Insured Commercial Banks in Ohio
Balance Sheet $(000)
Total Assets 86,497 312,667
Total Net Loans 63,397 655,244
Total Deposits 69,739 242,931
Total Equity 12,146 29,009
Profitability
Net Income — 60,525
Return on Average Assets — 1.388
Return on Average Equity — 10.662
Net Interest Margin 4.777 4.031
Efficiency Ratio 103.616 67.901
Noninterest Income/Revenue 17.903 15.549
Balance Sheet Ratios
Loan-to-Deposit 90.906 83.214
Securities/Assets .12 3.607
Total Equity/Total Assets .14 .093
Tangible Equity/Tangible Assets .082 -4.976
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 7,084 26,745
Tier 2 Capital 745 18,056
Total Capital 7,829 30,514
Total Risk Weighted Assets 59,510 223,962
Leverage Ratio 8.68 10.477
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 11.9 16.001
Total Capital Ratio 13.16 17.229

Timeline for The Exchange Bank

The State Bank And Trust Company

The Exchange Bank was acquired by The State Bank And Trust Company 17 years

View Profile Mar 24 2007

Sb Financial Group Inc

Sb Financial Group Inc became a new parent organization for The Exchange Bank.

View Profile Dec 31 2005

Towne Bank

Acquisition: The Exchange Bank acquired a new subsidiary, Towne Bank, 25 years

View Profile Jun 20 1998

Exchange Bancshares, Inc.

Exchange Bancshares, Inc. became a new parent organization for The Exchange Bank.

View Profile Jan 03 1994

The Exchange Bank

The Exchange Bank was established 117 years ago and is currently headquartered in Luckey, OH.

Nov 06 1906
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The State Bank And Trust Company Buyer 800,327 Pooling of Interests Discontinued 3/24/2007
Towne Bank Seller 20,532 Acquisition Discontinued 6/20/1998
Relationships Role Relationship Start Relationship End
Sb Financial Group Inc Parent 12/31/2005 3/23/2007
Exchange Bancshares, Inc. Parent 1/3/1994 12/30/2005
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