Vitals
  • Total Assets
    39.4M -1.1 %
  • Total Deposits
    35.4M 1.0 %
  • Total Net Loans
    20.3M -7.2 %
  • Net Income
    441000.0000 12.8 %
  • Book Value
    3.6M 4.9 %
  • Book Value x2
    7.2M 4.9 %
  • Book Value x3
    10.7M 4.9 %
ROAA

1.07

ROAE

12.317

Efficiency Ratio

57.309

Net Interest Margin

3.94

Balance Sheet Highlights
Financial Highlights The Commercial Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 39,408 358,087
Total Net Loans 20,349 213,533
Total Deposits 35,401 308,027
Total Equity 3,582 38,740
Profitability
Net Income 441 3,845
Return on Average Assets 1.07 1.025
Return on Average Equity 12.317 9.415
Net Interest Margin 3.94 3.773
Efficiency Ratio 57.309 66.762
Noninterest Income/Revenue 7.068 16.375
Balance Sheet Ratios
Loan-to-Deposit 57.481 65.494
Securities/Assets .374 .214
Total Equity/Total Assets .091 .108
Tangible Equity/Tangible Assets .091 .104
Capital Adequacy
Tier 1 Common Capital 3,582 37,278
Tier 1 Capital 3,582 37,303
Tier 2 Capital 267 2,526
Total Capital 3,849 39,866
Total Risk Weighted Assets 25,017 237,367
Leverage Ratio 8.82 10.563
Common Equity Tier 1 Capital Ratio 14.32 18.073
Tier 1 Capital Ratio 14.32 18.097
Total Capital Ratio 15.38 19.169

Timeline for The Commercial Bank

Commercial Company, Inc.

Commercial Company, Inc. became a new parent organization for The Commercial Bank.

View Profile Jul 01 1980

The Commercial Bank

The Commercial Bank was established 58 years ago and is currently headquartered in Mason, TX.

Apr 04 1966
Relationships Role Relationship Start Relationship End
Commercial Company, Inc. Parent 6/9/2008
Commercial Company, Inc. Parent 7/1/1980 6/8/2008
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