Net Income Analysis ( % relative to Total Revenue )
Income Statement The Commercial Bank All Insured Commercial Banks in Texas
Interest and Fees on Loans 1,147 10,872
Income from Lease Financing Receivables — 2
— 44
Estimated Tax Benefit from Tax-Exempt Loan Income — 22
Income on Loans and Leases (TE) 1,147 10,941
Investment Interest Income (TE) 414 2,007
Total Interest Income (TE) 1,591 13,476
Total Interest Expense 44 1,063
Net Interest Income (TE) 1,547 12,338
Non-Interest Income 121 2,639
Adjusted Operating Income (TE) 1,668 15,335
Non-interest Expense 956 9,693
Provision for Loan & Lease Losses 14 524
Pretax Operating Income (TE) 698 4,819
Pretax Net Operating Income (TE) 701 4,946
Applicable Income Taxes 136 576
Net Operating Income 441 3,858
Net Income 441 3,845
Cash Dividends Declared 85 1,701
Retained Earnings 356 1,997