Vitals
  • Total Assets
    25.4M -7.1 %
  • Total Deposits
    23.6M -7.1 %
  • Total Net Loans
    7.0M -28.4 %
  • Net Income
    -114000.0000 -17.5 %
  • Book Value
    1.8M -8.1 %
  • Book Value x2
    3.6M -8.1 %
  • Book Value x3
    5.4M -8.1 %
ROAA

-.44

ROAE

-6.085

Efficiency Ratio

116.356

Net Interest Margin

2.626

Balance Sheet Highlights
Financial Highlights The Citizens State Bank Of Olivia All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 25,392 130,832
Total Net Loans 7,046 81,249
Total Deposits 23,593 112,584
Total Equity 1,796 13,127
Profitability
Net Income -114 1,303
Return on Average Assets -.44 .952
Return on Average Equity -6.085 9.157
Net Interest Margin 2.626 3.83
Efficiency Ratio 116.356 71.481
Noninterest Income/Revenue 10.811 13.093
Balance Sheet Ratios
Loan-to-Deposit 29.865 69.667
Securities/Assets .245 .196
Total Equity/Total Assets .071 .1
Tangible Equity/Tangible Assets .071 .099
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 1,759 12,887
Tier 2 Capital 133 1,021
Total Capital 1,892 13,935
Total Risk Weighted Assets 10,520 90,245
Leverage Ratio 7.1 9.986
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 16.72 15.223
Total Capital Ratio 17.98 16.349

Timeline for The Citizens State Bank Of Olivia

F & M Bank Minnesota

The Citizens State Bank Of Olivia was acquired by F & M Bank Minnesota 10 years

View Profile Feb 08 2014

Kircher Bank Shares, Inc.

Kircher Bank Shares, Inc. became a new parent organization for The Citizens State Bank Of Olivia.

View Profile Jul 20 1999

The Citizens State Bank Of Olivia

The Citizens State Bank Of Olivia was established 97 years ago and is currently headquartered in Olivia, MN.

Jun 06 1927
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
F & M Bank Minnesota Buyer 117,224 Acquisition Discontinued 2/8/2014
Relationships Role Relationship Start Relationship End
Kircher Bank Shares, Inc. Parent 7/20/1999 2/7/2014
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