Vitals
  • Total Assets
    24.9M 16.8 %
  • Total Deposits
    20.2M 16.6 %
  • Total Net Loans
    12.3M -6.1 %
  • Net Income
    163000.0000 552.0 %
  • Book Value
    3.5M -0.6 %
  • Book Value x2
    7.1M -0.6 %
  • Book Value x3
    10.6M -0.6 %
ROAA

.694

ROAE

4.469

Efficiency Ratio

81.175

Net Interest Margin

5.684

Balance Sheet Highlights
Financial Highlights Bank Of Lumber City All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 24,935 256,123
Total Net Loans 12,268 160,108
Total Deposits 20,162 221,413
Total Equity 3,549 27,434
Profitability
Net Income 163 2,812
Return on Average Assets .694 .99
Return on Average Equity 4.469 8.811
Net Interest Margin 5.684 4.031
Efficiency Ratio 81.175 72.067
Noninterest Income/Revenue 21.969 19.316
Balance Sheet Ratios
Loan-to-Deposit 60.847 70.662
Securities/Assets .253 .165
Total Equity/Total Assets .142 .107
Tangible Equity/Tangible Assets .142 .105
Capital Adequacy
Tier 1 Common Capital 3,457 26,376
Tier 1 Capital 3,457 26,452
Tier 2 Capital 110 1,919
Total Capital 3,567 28,453
Total Risk Weighted Assets 15,560 174,280
Leverage Ratio 14.26 10.62
Common Equity Tier 1 Capital Ratio 22.22 16.191
Tier 1 Capital Ratio 22.22 16.286
Total Capital Ratio 22.92 17.433

Timeline for Bank Of Lumber City

Bank Of Lumber City

Bank Of Lumber City was established 78 years ago and is currently headquartered in Lumber City, GA.

Jul 02 1945
Relationships Role Relationship Start Relationship End
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