Vitals
  • Total Assets
    25.4M 1.5 %
  • Total Deposits
    23.0M 1.8 %
  • Total Net Loans
    9.0M -0.2 %
  • Net Income
    114000.0000 7.5 %
  • Book Value
    2.3M 0.1 %
  • Book Value x2
    4.6M 0.1 %
  • Book Value x3
    7.0M 0.1 %
ROAA

.444

ROAE

4.847

Efficiency Ratio

81.807

Net Interest Margin

2.825

Balance Sheet Highlights
Financial Highlights Citizens Bank & Trust Company All Insured Commercial Banks in Tennessee
Balance Sheet $(000)
Total Assets 25,381 350,717
Total Net Loans 9,033 240,957
Total Deposits 23,014 296,573
Total Equity 2,320 37,152
Profitability
Net Income 114 3,593
Return on Average Assets .444 .956
Return on Average Equity 4.847 8.82
Net Interest Margin 2.825 4.036
Efficiency Ratio 81.807 69.386
Noninterest Income/Revenue 13.137 17.129
Balance Sheet Ratios
Loan-to-Deposit 39.25 77.925
Securities/Assets .435 .166
Total Equity/Total Assets .091 .106
Tangible Equity/Tangible Assets .091 .103
Capital Adequacy
Tier 1 Common Capital 2,420 35,983
Tier 1 Capital 2,420 36,157
Tier 2 Capital 84 2,649
Total Capital 2,504 38,803
Total Risk Weighted Assets 10,341 253,332
Leverage Ratio 9.46 10.564
Common Equity Tier 1 Capital Ratio 23.4 15.215
Tier 1 Capital Ratio 23.4 15.278
Total Capital Ratio 24.21 16.362

Timeline for Citizens Bank & Trust Company

Bumpushares, Inc.

Bumpushares, Inc. became a new parent organization for Citizens Bank & Trust Company.

View Profile Oct 20 1990

Citizens Bank & Trust Company

Citizens Bank & Trust Company was established 97 years ago and is currently headquartered in Atwood, TN.

Feb 05 1927
Relationships Role Relationship Start Relationship End
Bumpushares, Inc. Parent 10/20/1990
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