Vitals
  • Total Assets
    142.6M -3.9 %
  • Total Deposits
    125.3M 8.3 %
  • Total Net Loans
    49.6M -4.1 %
  • Net Income
    900000.0000 5.5 %
  • Book Value
    9.6M -12.1 %
  • Book Value x2
    19.1M -12.1 %
  • Book Value x3
    28.7M -12.1 %
ROAA

1.261

ROAE

18.739

Efficiency Ratio

59.906

Net Interest Margin

3.912

Balance Sheet Highlights
Financial Highlights The Citizens National Bank Of Urbana All Insured Commercial Banks in Ohio
Balance Sheet $(000)
Total Assets 142,559 249,726
Total Net Loans 49,605 233,292
Total Deposits 125,334 192,156
Total Equity 9,572 24,411
Profitability
Net Income 900 51,738
Return on Average Assets 1.261 1.606
Return on Average Equity 18.739 10.356
Net Interest Margin 3.912 3.78
Efficiency Ratio 59.906 70.185
Noninterest Income/Revenue 18.455 16.224
Balance Sheet Ratios
Loan-to-Deposit 39.578 83.468
Securities/Assets .482 5.514
Total Equity/Total Assets .067 .098
Tangible Equity/Tangible Assets .067 -6.007
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 9,994 22,004
Tier 2 Capital 877 3,641
Total Capital 10,871 24,482
Total Risk Weighted Assets 70,119 172,307
Leverage Ratio 6.94 10.185
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 14.25 15.545
Total Capital Ratio 15.5 16.767

Timeline for The Citizens National Bank Of Urbana

The Park National Bank

The Citizens National Bank Of Urbana was acquired by The Park National Bank 15 years

View Profile Sep 20 2008

Park National Corporation

Park National Corporation became a new parent organization for The Citizens National Bank Of Urbana.

View Profile Mar 24 2001

Security Banc Corporation

Security Banc Corporation became a new parent organization for The Citizens National Bank Of Urbana.

View Profile Sep 28 1996

The Farmers National Bank Of Plain City

Acquisition: The Citizens National Bank Of Urbana acquired a new subsidiary, The Farmers National Bank Of Plain City, 31 years

View Profile May 01 1993

Plain City Home And Savings Company, The

Acquisition: The Citizens National Bank Of Urbana acquired a new subsidiary, Plain City Home And Savings Company, The , 31 years

View Profile May 01 1993

Want to see more?

Complete timeline for The Citizens National Bank Of Urbana is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Park National Bank Buyer 7,300,582 Pooling of Interests Discontinued 9/20/2008
The Farmers National Bank Of Plain City Seller 8,064 Discontinued 5/1/1993
Plain City Home And Savings Company, The Seller Discontinued 5/1/1993
The Farmers Bank Of Mechanicsburg Seller 10,072 Discontinued 1/2/1982
The Bank Of North Lewisburg Company Seller Discontinued 11/30/1972
Relationships Role Relationship Start Relationship End
Park National Corporation Parent 3/24/2001 9/19/2008
Security Banc Corporation Parent 9/28/1996 3/23/2001
Citnat Bancorp, Inc. Parent 6/30/1989 9/27/1996
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