The Citizens National Bank Of Urbana
Urbana, OH — Domestic Branch of a Domestic Bank
Acquired Sep 2008
Net Income Analysis
( % relative to Total Revenue )
Income Statement | The Citizens National Bank Of Urbana | All Insured Commercial Banks in Ohio |
Interest and Fees on Loans | 1,853 | 7,895 |
Income from Lease Financing Receivables | 11 | 42,261 |
19 | 1,796 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 10 | 717 |
Income on Loans and Leases (TE) | 1,874 | 7,925 |
Investment Interest Income (TE) | 1,733 | 5,130 |
Total Interest Income (TE) | 3,685 | 7,348 |
Total Interest Expense | 1,192 | 3,046 |
Net Interest Income (TE) | 2,493 | 4,304 |
Non-Interest Income | 834 | 1,423 |
Adjusted Operating Income (TE) | 3,327 | 5,545 |
Non-interest Expense | 1,993 | 3,482 |
Provision for Loan & Lease Losses | — | 93,553 |
Pretax Operating Income (TE) | 1,334 | 74,497 |
Pretax Net Operating Income (TE) | 1,334 | 77,985 |
Applicable Income Taxes | 420 | 33,825 |
Net Operating Income | 900 | 51,738 |
Net Income | 900 | 51,738 |
Cash Dividends Declared | — | 26,607 |
Retained Earnings | 900 | 38,631 |