Vitals
  • Total Assets
    151.7M 2.0 %
  • Total Deposits
    135.5M 2.4 %
  • Total Net Loans
    103.6M -1.2 %
  • Net Income
    981000.0000 1.8 %
  • Book Value
    15.4M 2.6 %
  • Book Value x2
    30.9M 2.6 %
  • Book Value x3
    46.3M 2.6 %
ROAA

.647

ROAE

6.402

Efficiency Ratio

73.886

Net Interest Margin

4.318

Balance Sheet Highlights
Financial Highlights The Citizens National Bank Of Chillicothe All Insured Commercial Banks in Ohio
Balance Sheet $(000)
Total Assets 151,700 315,473
Total Net Loans 103,590 193,823
Total Deposits 135,500 259,966
Total Equity 15,430 32,035
Profitability
Net Income 981 3,039
Return on Average Assets .647 .826
Return on Average Equity 6.402 7.806
Net Interest Margin 4.318 3.819
Efficiency Ratio 73.886 68.817
Noninterest Income/Revenue 9.686 18.681
Balance Sheet Ratios
Loan-to-Deposit 76.45 71.791
Securities/Assets .134 .237
Total Equity/Total Assets .102 .102
Tangible Equity/Tangible Assets .094 .092
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 13,907 28,928
Tier 2 Capital 1,223 2,634
Total Capital 15,130 31,771
Total Risk Weighted Assets 97,614 202,424
Leverage Ratio 9.21 9.914
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 14.25 16.335
Total Capital Ratio 15.5 17.589

Timeline for The Citizens National Bank Of Chillicothe

Lcnb National Bank

The Citizens National Bank Of Chillicothe was acquired by Lcnb National Bank 11 years

View Profile Jan 12 2013

The Clarksburg Commercial Bank

Acquisition: The Citizens National Bank Of Chillicothe acquired a new subsidiary, The Clarksburg Commercial Bank, 16 years

View Profile Sep 07 2007

First Capital Bancshares, Inc.

First Capital Bancshares, Inc. became a new parent organization for The Citizens National Bank Of Chillicothe.

View Profile Mar 31 1998

The Citizens National Bank Of Chillicothe

The Citizens National Bank Of Chillicothe was established 123 years ago and is currently headquartered in Chillicothe, OH.

Jan 01 1901
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Lcnb National Bank Buyer 1,332,596 Acquisition Discontinued 1/12/2013
The Clarksburg Commercial Bank Seller 17,252 Acquisition Discontinued 9/7/2007
Relationships Role Relationship Start Relationship End
First Capital Bancshares, Inc. Parent 3/31/1998 1/11/2013
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