Vitals
  • Total Assets
    551.4M 4.6 %
  • Total Deposits
    459.3M 2.3 %
  • Total Net Loans
    343.3M 0.1 %
  • Net Income
    363000.0000 -93.0 %
  • Book Value
    76.7M 23.9 %
  • Book Value x2
    153.3M 23.9 %
  • Book Value x3
    230.0M 23.9 %
ROAA

.088

ROAE

.721

Efficiency Ratio

62.611

Net Interest Margin

.36

Balance Sheet Highlights
Financial Highlights The Citizens National Bank Of Athens All Insured Commercial Banks in Tennessee
Balance Sheet $(000)
Total Assets 551,363 343,265
Total Net Loans 343,252 234,908
Total Deposits 459,282 288,224
Total Equity 76,671 37,585
Profitability
Net Income 363 2,682
Return on Average Assets .088 .969
Return on Average Equity .721 8.858
Net Interest Margin .36 4.031
Efficiency Ratio 62.611 69.074
Noninterest Income/Revenue 13.417 17.443
Balance Sheet Ratios
Loan-to-Deposit 74.737 77.99
Securities/Assets .109 .167
Total Equity/Total Assets .139 .109
Tangible Equity/Tangible Assets .139 .107
Capital Adequacy
Tier 1 Common Capital 76,663 35,446
Tier 1 Capital 76,663 35,615
Tier 2 Capital 293 2,559
Total Capital 76,956 38,171
Total Risk Weighted Assets 383,568 244,911
Leverage Ratio 13.89 10.671
Common Equity Tier 1 Capital Ratio 19.99 15.418
Tier 1 Capital Ratio 19.99 15.475
Total Capital Ratio 20.06 16.555

Timeline for The Citizens National Bank Of Athens

Simmons Bank

The Citizens National Bank Of Athens was acquired by Simmons Bank 7 years

View Profile Oct 22 2016

Simmons First National Corporation

Simmons First National Corporation became a new parent organization for The Citizens National Bank Of Athens.

View Profile Sep 10 2016

Citizens National Bancorp, Inc.

Citizens National Bancorp, Inc. became a new parent organization for The Citizens National Bank Of Athens.

View Profile Aug 01 1988

The Citizens National Bank Of Athens

The Citizens National Bank Of Athens was established 109 years ago and is currently headquartered in Athens, TN.

May 06 1915
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Simmons Bank Buyer 7,660,785 Pooling of Interests Discontinued 10/22/2016
Relationships Role Relationship Start Relationship End
Simmons First National Corporation Parent 9/10/2016 10/21/2016
Citizens National Bancorp, Inc. Parent 8/1/1988 9/9/2016
Similar Organizations
Organization City State Total Assets
Grayson National Bank
 		Independence VA 558.6M
The First National Bank Of Granbury
 		Granbury TX 543.4M
American National Bank & Trust
 		Wichita Falls TX 543.9M
Great Plains National Bank
 		Elk City OK 538.1M
Firstar Bank, National Association
 		Sallisaw OK 546.8M
The Farmers National Bank
 		Prophetstown IL 579.0M
Baker-Boyer National Bank
 		Walla Walla WA 583.2M
First Bank Richmond, National Association
 		Richmond IN 552.2M
Texas Gulf Bank, National Association
 		Houston TX 553.9M
The First National Bank And Trust Co., Chickasha, Oklahoma
 		Chickasha OK 523.8M