Vitals
  • Total Assets
    118.8M 5.3 %
  • Total Deposits
    94.7M 2.5 %
  • Total Net Loans
    77.5M 5.7 %
  • Net Income
    1.4M 0.8 %
  • Book Value
    15.6M 2.0 %
  • Book Value x2
    31.2M 2.0 %
  • Book Value x3
    46.8M 2.0 %
ROAA

1.216

ROAE

8.883

Efficiency Ratio

61.639

Net Interest Margin

4.274

Balance Sheet Highlights
Financial Highlights The Citizens Bank All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 118,828 275,102
Total Net Loans 77,524 177,820
Total Deposits 94,674 227,063
Total Equity 15,592 30,287
Profitability
Net Income 1,407 2,592
Return on Average Assets 1.216 .944
Return on Average Equity 8.883 8.074
Net Interest Margin 4.274 3.847
Efficiency Ratio 61.639 70.925
Noninterest Income/Revenue 10.66 17.219
Balance Sheet Ratios
Loan-to-Deposit 81.885 76.952
Securities/Assets .217 .219
Total Equity/Total Assets .131 .11
Tangible Equity/Tangible Assets .131 .107
Capital Adequacy
Tier 1 Common Capital 16,027 29,354
Tier 1 Capital 16,027 29,354
Tier 2 Capital 1,028 2,092
Total Capital 17,055 31,454
Total Risk Weighted Assets 81,476 190,479
Leverage Ratio 13.48 11.285
Common Equity Tier 1 Capital Ratio 19.67 17.115
Tier 1 Capital Ratio 19.67 17.115
Total Capital Ratio 20.93 18.174

Timeline for The Citizens Bank

Citizens Bancorp Of Hickman, Inc.

Citizens Bancorp Of Hickman, Inc. became a new parent organization for The Citizens Bank.

View Profile Dec 15 1983

The Citizens Bank

The Citizens Bank was established 94 years ago and is currently headquartered in Hickman, KY.

Jan 01 1930
Relationships Role Relationship Start Relationship End
Citizens Bancorp Of Hickman, Inc. Parent 12/15/1983
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