Vitals
  • Total Assets
    114.1M 2.2 %
  • Total Deposits
    103.1M 2.0 %
  • Total Net Loans
    72.6M -3.3 %
  • Net Income
    200000.0000 -6.5 %
  • Book Value
    10.8M 3.9 %
  • Book Value x2
    21.6M 3.9 %
  • Book Value x3
    32.4M 3.9 %
ROAA

.353

ROAE

3.707

Efficiency Ratio

78.402

Net Interest Margin

3.153

Balance Sheet Highlights
Financial Highlights The Citizens Bank Of Higginsport, Ohio All Insured Commercial Banks in Ohio
Balance Sheet $(000)
Total Assets 114,087 304,250
Total Net Loans 72,639 526,686
Total Deposits 103,078 241,681
Total Equity 10,790 29,022
Profitability
Net Income 200 58,848
Return on Average Assets .353 1.493
Return on Average Equity 3.707 8.659
Net Interest Margin 3.153 3.788
Efficiency Ratio 78.402 73.271
Noninterest Income/Revenue 6.859 22.053
Balance Sheet Ratios
Loan-to-Deposit 70.47 80.841
Securities/Assets .144 10.226
Total Equity/Total Assets .095 .095
Tangible Equity/Tangible Assets .095 -4.826
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 10,745 26,158
Tier 2 Capital 649 15,294
Total Capital 11,394 29,285
Total Risk Weighted Assets 71,253 213,858
Leverage Ratio 9.42 9.937
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 15.08 15.224
Total Capital Ratio 15.99 16.495

Timeline for The Citizens Bank Of Higginsport, Ohio

The Merchants National Bank

The Citizens Bank Of Higginsport, Ohio was acquired by The Merchants National Bank 14 years

View Profile Aug 22 2009

Cb Bancorp, Inc.

Cb Bancorp, Inc. became a new parent organization for The Citizens Bank Of Higginsport, Ohio.

View Profile Jul 01 1997

The Citizens Bank Of Higginsport, Ohio

The Citizens Bank Of Higginsport, Ohio was established 123 years ago and is currently headquartered in Higginsport, OH.

Jan 01 1901
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Merchants National Bank Buyer 671,574 Acquisition Discontinued 8/22/2009
Relationships Role Relationship Start Relationship End
Cb Bancorp, Inc. Parent 7/1/1997 8/21/2009
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