Vitals
  • Total Assets
    266.3M 3.3 %
  • Total Deposits
    199.1M 1.4 %
  • Total Net Loans
    172.1M 4.1 %
  • Net Income
    1.3M 5.4 %
  • Book Value
    28.0M 6.7 %
  • Book Value x2
    55.9M 6.7 %
  • Book Value x3
    83.9M 6.7 %
ROAA

.636

ROAE

6.151

Efficiency Ratio

75.623

Net Interest Margin

3.785

Balance Sheet Highlights
Financial Highlights The Bank Of Romney All Insured Commercial Banks in West Virginia
Balance Sheet $(000)
Total Assets 266,278 356,206
Total Net Loans 172,076 247,280
Total Deposits 199,117 293,775
Total Equity 27,951 38,617
Profitability
Net Income 1,251 2,447
Return on Average Assets .636 .726
Return on Average Equity 6.151 6.558
Net Interest Margin 3.785 3.743
Efficiency Ratio 75.623 72.045
Noninterest Income/Revenue 11.466 20.314
Balance Sheet Ratios
Loan-to-Deposit 86.42 76.772
Securities/Assets .248 .176
Total Equity/Total Assets .105 .108
Tangible Equity/Tangible Assets .105 .098
Capital Adequacy
Tier 1 Common Capital 30,897 35,173
Tier 1 Capital 30,897 35,486
Tier 2 Capital 1,889 2,382
Total Capital 32,786 37,863
Total Risk Weighted Assets 159,095 241,601
Leverage Ratio 11.67 10.973
Common Equity Tier 1 Capital Ratio 19.42 18.258
Tier 1 Capital Ratio 19.42 18.27
Total Capital Ratio 20.61 19.39

Timeline for The Bank Of Romney

Bank Of Romney Insurance Center, Llc, The

Bank Of Romney Insurance Center, Llc, The became a new subsidiary organization for The Bank Of Romney.

View Profile Sep 25 2000

Romney Bankshares, Inc.

Romney Bankshares, Inc. became a new parent organization for The Bank Of Romney.

View Profile Jun 30 1989

The Bank Of Romney

The Bank Of Romney was established 137 years ago and is currently headquartered in Romney, WV.

Jan 01 1888
Relationships Role Relationship Start Relationship End
Romney Bankshares, Inc. Parent 6/30/1989
Bank Of Romney Insurance Center, Llc, The Subsidary 9/25/2000
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