Assets
Liabilities
Assets The Bank Of Romney All Insured Commercial Banks in West Virginia
Total Assets 266,278,000 348,927,255
Loans & Leases 172,076,000 247,224,588
Real Estate Loans 149,434 209,939
Commercial Loans 6,868 23,511
Individual Loans 14,881 10,685
Agricultural Loans 950 478
Other Loans and Leases in Domestic and Foreign Offices 1,832 5,264
Loan and Lease Allowance (1,889) (2,631)
Unearned Income on Loans — (22)
Securities 66,092,000 60,728,196
U.S. Treasury and Agency Securities 38,752 41,997
Municipal Securities 24,810 15,778
Foreign Debt Securities — 0
All Other Securities 2,530 2,953
Cash & Balances due from depository institutions 9,274,000 18,231,059
Noninterest-Bearing Cash and Due From Banks 2,692 7,087
Interest-Bearing Bank Balances 6,582 11,144
Federal Funds Sold and Resales — 1,417
Trading Account Assets — 0
Premises and fixed assets (including capitalized leases) 4,940 5,473
Other Real Estate Owned 2,132 1,896
Direct and Indirect Investments in Real Estate Ventures — 0
Investment in Unconsolidated Subsidiaries — 0
Acceptances and Other Assets 11,764 13,958
Liabilities The Bank Of Romney All Insured Commercial Banks in West Virginia
Total Liabilities 266,278,000 324,818,902
Deposits 238,327,000 286,202,196
Demand Deposits 40,029 48,263
All NOW & ATS Accounts 22,108 29,779
Money Market Deposit Accounts 7,412 37,961
Other Nontransaction Savings 32,657 59,598
Time Deposits At Or Below Insurance Limit 72,907 79,252
Fully Insured Brokered Deposits 4,917 8,987
Less: Fully Insured Brokered Deposits (4,917) (8,987)
Time Deposits Above Insurance Limit 24,004 13,076
Total Deposits in Foreign Offices — 0
Federal Home Loan Bank Borrowings Maturing Under One Year 12,992 4,832
Federal Funds Purchased & Resales — 7,727
Federal Home Loan Bank Borrowing Maturing Over One Year 23,579 2,811
Other Borrowings Maturing Under One Year — 0
Other Borrowing Maturing Over One Year — 7
Acceptances & Other Liabilities 2,639 2,895
Capital 27,951,000 38,616,706
Subordinated Notes and Debentures — 0
Total Equity 27,951 38,617