Vitals
  • Total Assets
    239.2M 2.3 %
  • Total Deposits
    208.2M 3.7 %
  • Total Net Loans
    91.8M 0.1 %
  • Net Income
    1.6M -8.2 %
  • Book Value
    28.3M -6.5 %
  • Book Value x2
    56.7M -6.5 %
  • Book Value x3
    85.0M -6.5 %
ROAA

.695

ROAE

5.222

Efficiency Ratio

70.423

Net Interest Margin

3.246

Balance Sheet Highlights
Financial Highlights The Bank Of La Fayette, Georgia All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 239,176 256,123
Total Net Loans 91,848 160,108
Total Deposits 208,192 221,413
Total Equity 28,332 27,434
Profitability
Net Income 1,627 2,812
Return on Average Assets .695 .99
Return on Average Equity 5.222 8.811
Net Interest Margin 3.246 4.031
Efficiency Ratio 70.423 72.067
Noninterest Income/Revenue 9.858 19.316
Balance Sheet Ratios
Loan-to-Deposit 44.117 70.662
Securities/Assets .516 .165
Total Equity/Total Assets .118 .107
Tangible Equity/Tangible Assets .118 .105
Capital Adequacy
Tier 1 Common Capital 31,141 26,376
Tier 1 Capital 31,141 26,452
Tier 2 Capital 1,222 1,919
Total Capital 32,363 28,453
Total Risk Weighted Assets 97,804 174,280
Leverage Ratio 13.45 10.62
Common Equity Tier 1 Capital Ratio 31.84 16.191
Tier 1 Capital Ratio 31.84 16.286
Total Capital Ratio 33.09 17.433

Timeline for The Bank Of La Fayette, Georgia

Lafayette Bankshares, Inc.

Lafayette Bankshares, Inc. became a new parent organization for The Bank Of La Fayette, Georgia.

View Profile Jan 10 1984

The Bank Of La Fayette, Georgia

The Bank Of La Fayette, Georgia was established 124 years ago and is currently headquartered in La Fayette, GA.

Jul 18 1899
Relationships Role Relationship Start Relationship End
Lafayette Bankshares, Inc. Parent 1/10/1984
Similar Organizations
Organization City State Total Assets
State Bank & Trust
 		Winfield AL 230.8M
Village Bank
 		Saint Francis MN 229.7M
Community State Bank Of Missouri
 		Bowling Green MO 231.5M
Peoples Savings Bank Of Rhineland
 		Rhineland MO 226.8M
German-American State Bank
 		German Valley IL 226.2M
Alamosa State Bank
 		Alamosa CO 236.0M
The Shelby State Bank
 		Shelby MI 236.0M
First Independence Bank
 		Detroit MI 236.1M
The Bank Of Fincastle
 		Fincastle VA 224.6M
The Farmers Bank Of Milton
 		Milton KY 230.6M