Vitals
  • Total Assets
    122.6M -7.4 %
  • Total Deposits
    102.4M -10.0 %
  • Total Net Loans
    64.4M -16.0 %
  • Net Income
    1.5M 25.3 %
  • Book Value
    10.2M 5.3 %
  • Book Value x2
    20.3M 5.3 %
  • Book Value x3
    30.5M 5.3 %
ROAA

1.177

ROAE

15.185

Efficiency Ratio

60.53

Net Interest Margin

4.26

Balance Sheet Highlights
Financial Highlights Texas Community Bank And Trust, National Association All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 122,571 145,629
Total Net Loans 64,389 82,447
Total Deposits 102,390 124,421
Total Equity 10,162 14,087
Profitability
Net Income 1,511 3,700
Return on Average Assets 1.177 1.339
Return on Average Equity 15.185 13.734
Net Interest Margin 4.26 4.492
Efficiency Ratio 60.53 67.153
Noninterest Income/Revenue 13.011 15.476
Balance Sheet Ratios
Loan-to-Deposit 62.886 62.425
Securities/Assets .211 .652
Total Equity/Total Assets .083 .097
Tangible Equity/Tangible Assets .083 -.174
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 10,439 13,589
Tier 2 Capital 768 950
Total Capital 11,207 14,555
Total Risk Weighted Assets 68,621 92,918
Leverage Ratio 8.36 10.048
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 15.21 16.861
Total Capital Ratio 16.33 17.899

Timeline for Texas Community Bank And Trust, National Association

Frost Bank

Texas Community Bank And Trust, National Association was acquired by Frost Bank 18 years

View Profile Feb 10 2006

Texas Community Mortgage Company

Texas Community Mortgage Company became a new subsidiary organization for Texas Community Bank And Trust, National Association.

View Profile Mar 01 1994

First Lakewood, Inc.

First Lakewood, Inc. became a new parent organization for Texas Community Bank And Trust, National Association.

View Profile Mar 14 1993

Texas Community Bank And Trust, National Association

Texas Community Bank And Trust, National Association was established 39 years ago and is currently headquartered in Dallas, TX.

Jul 10 1984
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Frost Bank Buyer 29,633,441 Acquisition Discontinued 2/10/2006
Relationships Role Relationship Start Relationship End
First Lakewood, Inc. Parent 3/14/1993 2/9/2006
Texas Community Mortgage Company Subsidary 3/1/1994 10/31/1998
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