Vitals
  • Total Assets
    513.7M 0.1 %
  • Total Deposits
    384.3M -3.3 %
  • Total Net Loans
    354.6M 3.3 %
  • Net Income
    5.0M -17.6 %
  • Book Value
    58.6M 2.3 %
  • Book Value x2
    117.2M 2.3 %
  • Book Value x3
    175.9M 2.3 %
ROAA

.973

ROAE

8.441

Efficiency Ratio

59.985

Net Interest Margin

3.729

Balance Sheet Highlights
Financial Highlights Summit State Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 513,704 1,346,313
Total Net Loans 354,638 907,793
Total Deposits 384,251 1,084,972
Total Equity 58,622 169,778
Profitability
Net Income 4,968 12,577
Return on Average Assets .973 .955
Return on Average Equity 8.441 8.072
Net Interest Margin 3.729 3.784
Efficiency Ratio 59.985 64.937
Noninterest Income/Revenue 3.717 13.682
Balance Sheet Ratios
Loan-to-Deposit 92.293 83.983
Securities/Assets .225 .141
Total Equity/Total Assets .114 .126
Tangible Equity/Tangible Assets .106 .113
Capital Adequacy
Tier 1 Common Capital 55,388 147,337
Tier 1 Capital 55,388 147,552
Tier 2 Capital 4,842 11,893
Total Capital 60,230 160,236
Total Risk Weighted Assets 411,069 1,009,488
Leverage Ratio 11.08 11.256
Common Equity Tier 1 Capital Ratio 13.47 14.697
Tier 1 Capital Ratio 13.47 14.792
Total Capital Ratio 14.65 16.005

Timeline for Summit State Bank

Summit State Bank

Summit State Bank was established 42 years ago and is currently headquartered in Santa Rosa, CA.

Jan 01 1982
Relationships Role Relationship Start Relationship End
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